A credit card for Rewards 
Bank of Commerce Gold Mastercard
₱38,000
Min. Monthly Income₱2,500
Annual Fee3.25%
Interest RateNot Required
Existing Cardholder Key Features
- ₱25 = 1 point on every spend
- ₱25 = 5 points on dining & shopping
More Highlights
- Earn as much as 5x rewards points.
- 0% installment plan.
Eligibility
21 - 65 years
Min. Age (Principal Holder)₱38,000
Min. Monthly IncomeNot Required
Existing CardholderOther Eligibility Information
Tax Identification Number (TIN) and SSS/GSIS No.
Identification Needed21 - 65 years old
Principal Holder
15 years old and above
Supplementary Holder
Fees and Charges
₱1,250.00
Supplementary3.25% per month
Finance ChargesOther Fees and Charges
Supplementary
₱1,250.00Finance Charges
3.25% per monthLate Payment
5% of minimum amount due or ₱500 whichever is higherCash Advance Amount
30% of credit limitCash Advance Charge
5% of the amount withdrawn or Php300 whichever is higher plus 3.25% interest charge
Cash Advance Interest
3.25%Card Replacement Fee
₱300.00 for lost card and ₱200.00 for damaged cardSales Slip Retrieval Fee
₱200.00 for local and ₱300.00 for international purchasesRewards Points Expiry
N/A
Bank of Commerce Gold Mastercard Product Review by
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Bank of Commerce Gold Mastercard