• Min. Monthly Income


  • Interest Rate

    3.25% /month

  • Annual Fee


Feature Highlights
  • Avail discounts on ALL Laus Auto Group dealership parts and services
  • Earn points for your fuel purchases nationwide


  • Enjoy 10 Peso points conversion for every ₱200 spend on fuel purchases nationwide.


  • Avail of 10% discount on ALL Laus AutoGoup dealership parts and services everytime you use your card.


  • Take advantage of installment payment options of up to 12 months for Corporate Guarantee & Insurance Company (CGIC) insurance premiums.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 5% of the cash advance amount, whichever is higher.

  • Free 1 Supplementary Membership Fee

    • FREE Membership Fee for the 1st year while your first supplementary enjoys FREE Membership Fee for life!

  • Security Chip Card

    • Your BDO Credit Card has a chip card for increased security against credit card fraud.

  • Auto Charge

    • This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember

  • Worldwide Acceptance

    • Your BDO MasterCard Credit Card is your ideal travel companion. It is accepted worldwide in over 20 million locations and in over 275 countries and territories.

Card Information

Annual fee ₱2,400.00 (Annual fee is waived for the first year.)
Min. monthly income ₱15,000.00
Min. age for principal holder

21-70 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,200.00
Finance charges 3.25% per month
Must have postpaid account? No
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱300.00 for each sales slip retrieved for local transactions or ₱500.00 each for international transactions

Late payment charge

7% of the overdue amount

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 5% of the amount withdrawn, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.25%

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

The Card for Car Enthusiasts

If you are a car aficionado then this card is for you. Every ₱200 spent on fuel purchases in the Philippines gets you 10 points which can be exchanged for products and services from participating Laus Group of Companies establishments. You also get up to 10% discount on all LausAutoGroup dealership parts and services plus enjoy 0% installment option on insurance premiums.

Fees and Charges of BDO Laus AutoGroup Credit Card

First year annual membership fee is free for the principal cardholder, ₱2,400 on the succeeding year and only ₱1,200 for the supplementary cardholder. Monthly interest rate is 3.25% per month and late payment charges is 7% of the overdue amount.

Are you eligible for a BDO Laus AutoGroup Credit Card?

To apply, the principal cardholder must have a minimum monthly income of ₱15,000 and between 21-70 years of age. Supplementary cardholders must be at least 13 years old.

If you want to look at other options, we recommend you check out Metrobank Toyota Credit Card and PNB Jaguar Platinum Credit Card, which have similar features and benefits to the one you're interested in.

Still want to browse for more? Why not check out other BDO credit cards for motorists, to find the right card for you.