• Min. Monthly Income

    ₱83,334.00

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱5,000.00

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Feature Highlights
  • Earn double miles for every ₱45 spend on Delta Air Lines tickets
  • SkyMiles miles are transferable and do not expire
  • Travel Insurance of up to ₱20 million
Insurance
9/10
Travel
9/10
Dining
5/10
Groceries
5/10
Shopping
5/10

Insurance

  • Purchase your travel fare using your BPI card and enjoy up to ₱20 million travel insurance coverage for free

Travel

  • Use your card for your travel expenses and receive 1 mile for every ₱45.00 charged to your card
  • Free access to Pacific Club at NAIA Terminal 3

Dining

  • Every ₱45.00 charged to the card earns you one (1) SkyMiles mile automatically

Groceries

  • Buy your groceries using your card and get 1 mile for every ₱45.00 spent

Shopping

  • Every ₱45.00 charged to the card earns you one (1) SkyMiles mile automatically. The more they shop using this card, the more miles they earn that they can use to travel to over 900 cities, 160 countries at 6 continents through Delta Air Lines

Other Features

  • Cash Advance

    • 50% of the credit limit and fees are either ₱500.00 or 3.00% of the loaned amount, whichever is higher.

  • Balance Transfer

    • Low monthly rate of 0.79%.

  • Installment Plan

    • Enjoy 0% interest Installment Payment Plan when you shop at participating merchants.

Card Information

Annual fee ₱5,000.00 (Annual fee is waived for the first year.)
Min. monthly income ₱83,334.00
Min. age for principal holder

21 and above
Min. age for supplementary holder

13 years old and above
Fee for supplementary holder ₱2,500.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00 per card
Sales Slip Retrieval Fee

₱300.00 per request
Late payment charge

₱700.00 or equivalent to the value of the unpaid minimum amount due, whichever is lower
Cash advance amount

50% of credit limit
Cash advance charge

3% of the cash advance amount or ₱500.00 whichever is higher
Cash advance interest charge

Varies, total interest plus Cash Advance Fee divided by Average Outstanding Principal Balance
Cashback limit

N/A
Rewards points expiry

N/A

Product Review by iMoney Philippines

For the Premier Traveler

BPI Delta SkyMiles Platinum Credit Card covers all of your traveling needs. By shopping anywhere in the world you get to earn 1 SkyMiles mile for every ₱45 charged to your card. You also get to double the miles for every ₱45 spent on Delta Air Lines tickets, plus free travel insurance coverage worth up to ₱20M.

Fees and Charges of BPI Delta SkyMiles Platinum Credit Card

First year annual membership fee is waived, ₱5,000 for the succeeding year for principal cardholder and ₱2,500 for 2nd to 6th supplementary cardholder. Annual membership fee for the 1st supplementary cardholder is free for life. Interest rate is 3.5% per month and late payment charge is ₱700.00 or equivalent to the value of the unpaid minimum amount due, whichever is lower.

Are you eligible for a BPI Delta SkyMiles Platinum Credit Card?

Monthly income requirement for the principal cardholder is ₱84,000 and must be 21 years old and above. Supplementary cardholders should be at least 13 years and above.

Feel free to check out these other recommendations, BDO Cathay Pacific American Express Credit Card and Metrobank World Credit Card that may help you find what you're looking for.

Still looking at other options? You can check out the rest of the lineup of low interest BPI credit cards that could help you find the right match.