Min. Monthly Income
- Cash Advance of up to 100% of your credit limit
- FREE Travel Insurance package of up to ₱10 million
- Exclusive deals available to all BPI credit cardholders
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Experience Premium Value
Have better peace of mind and greater value with the BPI Gold Credit Card. In an emergency, cardholders can get a cash advance of up to 100% of their credit limit. You also get free travel insurance coverage of up to ₱10M once you use your card to purchase the travel tickets. Leave your worries behind as you get 24/7 customer service as well as special perks and promotions all year.
Fees and Charges of BPI Gold Credit Card
Annual membership fee is waived on the first year for principal cardholders, ₱2,250 for the following year. Free annual fee for life for the 1st supplementary cardholder, ₱1,125 per year for the 2nd to 6th supplementary cardholders. Interest rate is 3.5% per month and late payment charge is ₱700.00 or equivalent to the value of the unpaid minimum amount due, whichever is lower.
Are you eligible for a BPI Gold Credit Card?
In order to apply, principal cardholders should have a minimum monthly income of ₱40,000 and must be 21 years of age and above. Supplementary cardholders should be 13 years and above.
Still looking for more options? You can also view BPI credit card requirements available on our website, for your searching convenience.