• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • 3% Fuel Rebate on Petron outlets
  • Free ₱200.00 worth of fuel for Newly Approved Principal Cards


  • 3% Fuel Rebate at participating Petron Stations
  • FREE ₱200.00 worth of fuel for Newly Approved Principal Cardholder

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 3.00% of the outstanding amount, whichever is higher.

  • Balance Transfer

    • Low monthly rate of 0.79%.

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants.

Card Information

Annual fee ₱1,550.00 (Annual fee is waived for the first year.)
Min. monthly income ₱15,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱775.00 (Free for 1st supplementary)
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00 per card

Sales Slip Retrieval Fee

₱300.00 per request

Late payment charge

₱700.00 or equivalent to the value of the unpaid minimum amount due, whichever is lower

Cash advance amount

30% of credit limit

Cash advance charge

3% of the cash advance amount or ₱500.00 whichever is higher

Cash advance interest charge

Varies, total interest plus Cash Advance Fee divided by Average Outstanding Principal Balance

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

For the Money-saving Motorist

Be economical and save more Pesos with the BPI Petron Credit Card. Get 3% fuel rebate every time you gas up at BPI-accredited Petron stations. You also get 10% discount on Petron oils and lubricants at participating outlets in the Philippines. Newly approved principal cardholders will also get free ₱200 worth of fuel.

Fees and Charges of BPI Petron Credit Card

Principal cardholders will enjoy free annual membership fee for the first year, ₱1,550 for the succeeding year. The 1st supplementary cardholder enjoys free for life annual membership fee, ₱775 per year for the 2nd to 6th supplementary cardholder. Interest rate is 3.5% per month and ₱700.00 or equivalent to the value of the unpaid minimum amount due, whichever is lower, for late payment charge.

Are you eligible for a BPI Petron Credit Card?

To apply, the principal cardholder should be 21 years old and above and have a minimum monthly salary of ₱15,000. The supplementary cardholder should be at least 13 years of age.

If you still haven't found the card you're looking for, here are other options to choose from: Citibank Shell Credit Card and Security Bank SeaOil Credit Card, both have similar features that you might want to consider.

Still not what you're after? We recommend that you check out other no annual fee BPI credit cards on our website and find the card most suitable to your needs.