• RCBC Bankard Gold Card
    • Earn Flexible Rewards Points/AIRMILES/Cash Rebates from all your purchases
    • Free Budget monitoring tools that give you financial control and empowerment
    • Secure shopping – online and in stores
    • Convert purchases, outstanding balance and payables to installment
    • Free International Travel Insurance & Purchase Protection
    Interest Rate (monthly) 3.5%
    Balance Transfer (monthly) 0.79%
    Annual Fee ₱3,000.00
    Verdict

    Earn one (1) rewards point each time you charge ₱36 to your card or ₱125 from supermarkets, drugstores, or gas stations. You can choose how you want to be rewarded from a selection of flexible modes of redemption including cash rebates and cash credits.

  • American Express® Cashback Credit Card
    • Earn cashback on all your local and overseas expenses
    Interest Rate (monthly) 3.5%
    Balance Transfer (monthly) 0.6%
    Annual Fee ₱3,000.00
    Verdict

    This card lets you earn 1% cashback on all your local purchases and 2% for all overseas expenses. Enjoy up to 5% cashback for all your spends until December 31, 2015 (introductory offer).

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