• Min. Monthly Income


  • Interest Rate

    3.25% /month

  • Annual Fee


Feature Highlights
  • The card that allows you to experience life’s wonderful surprises, to shop, dine, and travel to your heart’s content


  • Earn 1 point for every ₱25 spend


  • Earn 1 point for every ₱25 spend




Other Features

  • EMV

    • Your China Bank MasterCard is EMV-compliant for enhanced protection against credit card fraud, giving you more peace of mind in every swipe.

  • Global Acceptance

    • Your China Bank MasterCard is accepted in over 22 million locations worldwide, such as retail outlets, ATMs, and online shopping sites, where you see the MasterCard logo.

  • Mastercard Global Services

    • Get emergency assistance on lost, stolen card reporting, emergency card replacement and cash advance, or even locating the nearest ATM, virtually anytime, anywhere and in any language using MasterCard Global Service Toll-Free numbers in the country where you are currently in.

Card Information

Annual fee ₱3,500.00
Min. monthly income ₱41,667.00
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder 0.00
Finance charges 3.25% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱500.00 (for local) or $20 (for international) for each copy of charge/transaction slip requested

Late payment charge


Cash advance amount

May vary from time to time

Cash advance charge


Cash advance interest charge

Same as credit card interest, 3.25% a month

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

Pamper Yourself with Privilege

Take advantage of what Chinabank Platinum Credit Card has to offer. Indulge in the finer things in life as you get exclusive shopping promotions, dining perks, and travel benefits that covers the entire Philippines for the whole year. Enjoy gratifying experiences in style and get the most value for money while keeping your finances in check.

Fees and Charges of Chinabank Platinum Credit Card

The annual membership fee for this card is ₱3,500 for the principal cardholder and absolutely free for the supplementary cardholder. Interest rate is 3.25% per month and the late payment charge is ₱750.00.

Are you eligible for a Chinabank Platinum Credit Card?

To apply for this card, the principal cardholder should have a minimum monthly income of ₱42,000 and between 21-65 years of age. The supplementary cardholder should be at least 13 years of age.

If you are considering other options, we recommend that you take a look at Citibank Platinum Credit Card and PNB Platinum Credit Card so you can compare which one is perfect for you lifestyle.

We also suggest that you go through our list of Chinabank credit card requirements so you can assess all the important details that will make the application process as seamless and worry-free as possible.