• Min. Monthly Income

    ₱83,333.00

  • Interest Rate

    3% /month

  • Annual Fee

    ₱6,000.00

Feature Highlights
  • The card that takes luxury to a whole new level.
Shopping
4/10
Dining
4/10
Travel
4/10
Groceries
4/10
Gas
4/10

Shopping

  • Earn 1 point for every ₱25 spend

Dining

  • Earn 1 point for every ₱25 spend

Travel

Groceries

Gas

Other Features

  • EMV

    • Your China Bank MasterCard is EMV-compliant for enhanced protection against credit card fraud, giving you more peace of mind in every swipe.

  • Global Acceptance

    • Your China Bank MasterCard is accepted in over 22 million locations worldwide, such as retail outlets, ATMs, and online shopping sites, where you see the MasterCard logo.

  • Mastercard Global Services

    • Get emergency assistance on lost, stolen card reporting, emergency card replacement and cash advance, or even locating the nearest ATM, virtually anytime, anywhere and in any language using MasterCard Global Service Toll-Free numbers in the country where you are currently in.

Card Information

Annual fee ₱6,000.00
Min. monthly income ₱83,333.00
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder 0.00
Finance charges 3.00% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱500.00

Sales Slip Retrieval Fee

₱500.00 (for local) or $20 (for international) for each copy of charge/transaction slip requested

Late payment charge

₱750.00

Cash advance amount

May vary from time to time

Cash advance charge

N/A

Cash advance interest charge

N/A

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

A Lifestyle of Luxury

With this total luxury card, Chinabank World Credit Card gets you access to a wide array of highly exclusive benefits, events, and promotions all-year round. Enjoy VIP lounges, global perks, and access to a personal concierge that guarantees a new standard of having a luxurious experience.

Fees and Charges of Chinabank World Credit Card

Annual membership fee is ₱6,000 for the principal cardholder and absolutely free for the supplementary cardholder. Finance charge is 3% per month, and late payment charge is ₱750.00.

Are you eligible for a Chinabank World Credit Card?

To become a principal cardholder, you have to be 21-65 years of age and have a monthly income of at least ₱84,000. Supplementary cardholders should be at least 13 years old.

If you still plan on looking for other options, here are some of our recommendations: Maybank Platinum Credit Card and EastWest Bank Platinum Credit Card have similar features that might interest you.

Still not convinced? We advise you to check out more Chinabank credit cards and compare which one matches your requirements.