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Min. Monthly Income
₱20,800.00
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Interest Rate
3.5% /month
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Annual Fee
₱2,000.00
Feature Highlights
- Earn 1 rewards point for every ₱200 spend anywhere (Except spend on drugstores other than Mercury Drug)
- Earn 5x rewards points on Mercury Drug purchases. Earn 5x rewards points on up to P320,000 spend in Mercury Drug every month. Otherwise you can still enjoy 1x rewards point.
- Earn 3x rewards points on Health, Beauty and Wellness Spend which includes clinics, spas, gyms, salons and ALL hospitals.
- Earn 3x rewards points on Foreign Currency spend
- Enjoy FREE 24/7 ambulance service worth ₱10,000 within Metro Manila once a year
- Enjoy FREE Annual Physical Exam until December 31, 2019
- No cap on points you can earn
- 1 Rewards Point = 1 Peso
Promotion
FREE ₱5,000 worth of Mercury Drug rewards points. Apply for a CITI Mercury Drug Card and find out instantly if you’re qualified!
- Apply and get approved for a Citi Mercury Drug Card until February 29, 2020 and get ₱5,000 worth of Mercury Drug rewards points.
Gas
- Earn 1 rewards point for every ₱200 spend
Utilities
- Earn 1 rewards point for every ₱200 spend
Groceries
- Earn 1 rewards point for every ₱200 spend
Health & Wellness
- Earn 1 rewards point for every ₱200 spend anywhere (Except spend on drugstores other than Mercury Drug)
- Earn 5x rewards points on Mercury Drug purchases. Earn 5x rewards points on up to ₱320,000 spend in Mercury Drug every month. Otherwise you can still enjoy 1x rewards point.
- Earn 3x rewards points on Health, Beauty and Wellness Spend which includes clinics, spas, gyms, salons and ALL hospitals.
- Enjoy FREE 24/7 ambulance service worth ₱10,000 within Metro Manila once a year
- Enjoy FREE Annual Physical Exam until December 31, 2019
Other Features
- Health, Beauty and Wellness Privileges
- Enjoy FREE 24/7 ambulance service worth ₱10,000 within Metro Manila once a year
- Enjoy FREE Annual Physical Exam until December 31, 2019
- Balance Transfer
- Converted Monthly Factor Rate of 0.99% or an Annual Effective Interest Rate of 22.10% for a 60 month term.
- Installment Plan
- 0% interest Installment Payment Plan at all participating merchants. Choose between the months of 3, 6, 9, 12, 18 and 24 months.
- You can also convert prior purchases (single receipt of ₱5,000.00) to installments.
- Credit Limit
- Spend more as you get a higher credit limit and buy that extra special item without you worrying.
- Take advantage with the option of allocating your credit limit between your principal and supplementary credit cards so you can get to monitor your finances the way you like it.
- Request additional supplementary cards for up to seven (7) of your immediate family and friends. Conveniently assign your spending limits for each card and have it as low as ₱10,000.00 while having to share the same card benefits with them.
- Having maintained a good credit standing, you may easily request for a credit line increase, provided that you’ve been a cardholder for over a year and haven’t had a credit line increase in the last six (6) months.
- Citi Privileges
- With worldwide acceptance, you can use your card anywhere, locally or abroad. Wherever you are, your Citi Credit Card is accepted in more than 150 countries and over 29 million establishments.
- Eat out and have the best dining experience with your Citi Credit Card as you enjoy exclusive deals in over 1,000 establishments in the Philippines.
- Wherever you go, get to enjoy freebies, upgrades, and exclusive discounts to more than 5,000 Citibank participating establishments around the world.
- Have your family and friends sign up for their own Citi card and get to enjoy exciting privileges and rewards all year with the Member–Get–Member program.
- Added Services
- Conveniently manage your finances, pay your bills, and access your account information, anytime, anywhere with Citibank Online.
- Enjoy the benefits of mobile payments as you send a single text message to access available credit, pay bills, and even view your outstanding balance with ease.
- Get a dedicated hotline with 24-Hour Citiphone. Call for any inquiries or if you need help on any of your transactions.
- Electronic Statement. Learn the latest promotions and offers faster when you receive your statements via email.
Card Information
| Annual fee | ₱2,000.00 |
| Min. monthly income | ₱20,800.00 (or ₱15,000 for existing credit cardholders) |
| Min. age for principal holder | At least 21 years of age or older |
| Min. age for supplementary holder | 16 years old and above |
| Fee for supplementary holder | ₱900.00 |
| Finance charges | 3.5% per month |
| Must have postpaid account? | Yes |
| Identification needed | Tax Identification Number (TIN) and SSS/GSIS No. |
| Card Replacement Fee | ₱400.00 |
| Sales Slip Retrieval Fee | ₱250.00 for each sales slip |
| Late payment charge | ₱850.00 or the unpaid Minimum Amount Due, whichever is lower. |
| Cash advance amount | May vary from time to time |
| Cash advance charge | ₱500.00 or 3% of cash advance amount, whichever is higher |
| Cash advance interest charge | 3.64% |
| Cashback limit | N/A |
| Rewards points expiry | N/A |
Product Review by 
Good health has never been this rewarding
With the Mercury Drug Citi Card, earn rewards points while living a healthy lifestyle. Get 1 rewards point for every ₱200 spend anywhere*, 5x rewards points on up to ₱320,000 spend in Mercury Drug every month (otherwise you can still enjoy 1x point) and 3x rewards points on Health, Beauty and Wellness Spend including clinics, spas, gyms, salons and ALL hospitals. There is no cap on points that you can earn. Another benefit from this card is you get automatic enrolment to the Emergency Quick Response Program through Lifeline Rescue which allows you to receive 24/7 medical advisory and FREE ambulance service worth ₱10,000 within Metro Manila once a year.
Fees and Charges of Citibank Mercury Drug Credit Card
The annual membership fee for this card for the principal cardholder is ₱2,000, and ₱900 for the supplementary cardholder. The interest rate is 3.5% per month and late payment charge is ₱850.00 or the unpaid Minimum Amount Due, whichever is lower.
Are you eligible for a Citibank Mercury Drug Credit Card?
A ₱15,000 minimum monthly income for principal cardholders is required, as well as an existing credit card for at least 7 months. However, if you are earning ₱20,800 per month and above, existing credit card is not required. Principal cardholder must be 21 years of age or older, the supplementary cardholder must be 16 years old and up.
If you want to look for another option, here's what our team recommends, RCBC HBC Bankard Credit Card. This card has similar features that you may be interested in.
Found the credit card you`re looking for? If you're now ready for your Citibank credit card application, select the card and use our website features to enjoy a fast and hassle-free online application.