• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • FREE 2 roundtrip tickets to Japan! Promo is until March 31, 2020 only.
  • 5x ThankYou points on local dining, shopping and all foreign currency spend
  • Earn 120,000 welcome bonus points
  • Free airport lounge access
  • Unlimited 4th night free at any hotel booked through the concierge


FREE 2 roundtrip tickets to Japan! Apply for a CITI Prestige Card and find out instantly if you’re qualified!

  • Apply, spend and get approved for a Citi Prestige Card until March 31, 2020 and get 2 free roundtrip tickets to Japan.
  • Spend at least ₱40,000 within 60 days from card receipt


  • 5x ThankYou points on shopping spends


  • 5x ThankYou points on dining spends


  • 5x ThankYou points on any foreign currency spends here and when you travel abroad
  • Enjoy free fourth night stay at any hotel

Other Features

  • Balance Transfer
    • 0.99% per month for a lock-in tenure of 12 months.
  • Installment Plan
    • 0% interest Installment Payment Plan at all participating merchants. With flexible payment schemes that you can choose from - 3, 6, 9, 12, 18 and 24 months for minimum of single or accumulated purchase of only ₱3,000.00
  • Credit Limit
    • With a high credit limit, you can buy that extra special item on top of your usual shopping spending.
    • With combined credit limit, get to manage your finances accordingly as you allocate your credit limit between your principal and supplementary credit cards.
    • Get up to seven (7) supplementary cards which you can assign spend limits of as low as ₱10,000.00 for each card and share the same card benefits and privileges to your immediate family and relatives.
    • Easily request for a credit line increase if you have maintained a good credit standing, have been a cardholder for more than a year, and have not had a credit line increase in the last six (6) months.
  • Citi Privileges
    • Use your Citi Credit Card around the globe as you enjoy the advantages of worldwide acceptance in 150 countries and over 29 million establishments.
    • With over 1,000 partner establishments, get the best dining deals in the Philippines.
    • Get free items, exclusive discounts, and upgrades from a total of 5,000 Citibank partner establishments all over the world.
  • Added Services
    • Pay bills, manage your finances, and view your account information 24/7 with Citibank Online.
    • The Mobile Payments feature lets you access available credit, the amount you owe Citibank, and even pay for your bills just with a single text message.
    • If you have concerns, you don’t have to worry with 24-Hour Citiphone. Inquire about anything or transact anytime with just a simple call to Citibank’s hotline.
    • With Electronic Statement you can learn about the latest offers and promotions quicker as you receive your statements via email.

Card Information

Annual fee ₱12,000.00
Min. monthly income ₱83,333.00
Min. age for principal holder

At least 21 years of age or older

Min. age for supplementary holder

16 years old and above

Fee for supplementary holder ₱6,000.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱250.00 for each sales slip

Late payment charge

₱850.00 or the unpaid Minimum Amount Due, whichever is lower.

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 3% of cash advance amount, whichever is higher

Cash advance interest charge


Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

Prestigious Travel Rewards

Travelling opens up new horizons as you immerse yourself with memorable scenery, remarkable food, and vibrant culture that you will only get to experience in a foreign land. For frequent travellers, you’ll have to deal with different types of spending, whether it be shopping, dining, or transportation expenses, as well as making payments in foreign currency. With these factors in mind, getting rewarded for having a travel-based lifestyle should be your top criteria in choosing a credit card, and the Citi Prestige card exactly fits the bill. This card offers up to 5x ThankYou points on various spending with access to numerous airport lounges worldwide. You will also get to enjoy unlimited, 4th night free accommodation at any hotel when using the concierge in booking.

Fees and Charges of Citi Prestige Credit Card

This card has an Effective Interest Rate of 3.5% per month. The annual membership fee for the principal cardholder is ₱12,000 and ₱6,000 for the supplementary cardholder. Although for the first seven supplementary cards, the annual membership fee is waived. The principal cardholder must settle the annual fees which cannot be waived, so as to avoid incurring additional fees and charges. The late payment fee for this card is ₱850.00 or the unpaid Minimum Amount Due, whichever is lower.

Are you eligible for a Citi Prestige Credit Card?

You can apply for this impressive card if you have a minimum income of ₱83,333 per month. You should be at least 21 years of age to be a principal cardholder. It is also eligible only for residents in the Philippines with a valid Philippine billing address. The applicant should have a Tax Payer’s Identification Number (TIN) and a valid email address for electronic delivery of statement notifications. As for supplementary cardholders, a minimum age of 16 years old is required.

There are similar credit cards being offered by other providers and if you are still in the market in search of the right card that fits your needs, why not take a look at the HSBC Platinum credit card and Maybank Platinum credit card. Both of these present a close resemblance in terms of the benefits and privileges featured in the current product that you’re viewing.

If the rewards from this credit card is not exactly your cup of tea, there are a variety of exceptional Citi credit cards that may also be worth considering. From shopping, dining, to local and international travels, you can review the list on our site and choose the best card that compliments your specific lifestyle.