• Min. Monthly Income


  • Interest Rate

    2.75% /month

  • Annual Fee


Feature Highlights
  • Get special discounts of up to 20% all year when you shop with our partner establishments.
  • EastWest credit cardholders get to enjoy exclusive deals and privileges


  • Purchase your travel tickets using your card and get up to ₱20 Million worth of insurance coverage


  • Enjoy your purchasing power in the Philippines and around the world as your EastWest Platinum MasterCard is accepted in more than 29 million establishments, and in over 300 countries
  • Earn 1 platinum point for every ₱40.00 you spend using this credit card


  • Travel Packages are available only for Eastwest Card holders
  • Access more than 600 VIP Airport Lounges worldwide with your Priority Pass membership, regardless of the airline you are taking or ticket class held


  • Earn 1 platinum point for every ₱40.00 you spend using this credit card.


  • Earn 1 platinum point for every ₱40.00 you spend using this credit card

Other Features

  • Cash Advance

    • Apply for a cash advance and receive up to 70% of your credit limit with low fees that are either 3% of the advanced amount or ₱600.00, whichever is higher.

  • Balance Transfer

    • 0.90% per month for a lock-in tenure of 12 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants.

  • Quick Bills Facility

    • Pay you utility bills or insurance premiums with ease as you simply enroll your monthly commitments in the Quick Bills Facility and have them automatically charged to your EastWest Credit Card.

  • Supplementary Cards

    • Get up to 9 supplementary cards and share the same card benefits and privileges you enjoy with your immediate family.

Card Information

Annual fee Free (Free for Life)
Min. monthly income ₱150,000.00
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder Free
Finance charges 2.75% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱200.00 for the retrieval of each retail/installment and mail-order/telephone-order charge slip and ₱1,250.00 for the retrieval of each travel and entertainment charge slip

Late payment charge

8% of the minimum payment due

Cash advance amount

70% of credit limit

Cash advance charge

3% of the cash advance amount or ₱600.00, whichever is higher

Cash advance interest charge

Same as credit card interest, 2.75%

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

The Pinnacle of Prestige

Experience premium perks and exclusive privileges with EastWest Bank Platinum Credit Card. Get to enjoy a lifestyle of luxury as you take advantage of luxurious benefits designed specifically for the elite. Through MasterCard Moments you can experience a wide array of premium rewards in shopping, travel, dining, and leisure whether local or abroad. During your travels, you also receive free Comprehensive Travel Accident & Inconvenience Insurance of up to ₱20M and Priority Pass membership which lets you access more than 600 VIP Airport Lounges worldwide. Pamper yourself with 24/7 worldwide concierge service, including international travel, shopping or dining assistance, medical care or emergency services. On top of all that, whenever you shop with your card you can earn 1 Platinum Rewards Point for every ₱40 you spend and accumulate them to redeem premium rewards from select partner establishments.

Fees and Charges of EastWest Bank Platinum Credit Card

Annual membership fee for both principal and supplementary cardholder is waived. You can request up to 9 supplementary credit cards. Interest charge is only 2.75% per month and late payment charge is 8% of the minimum payment due.

Are you eligible for an EastWest Bank Platinum Credit Card?

To be eligible, the principal cardholder should have a minimum monthly income of ₱150,000 and at least 21 years of age. Supplementary cardholder should be at least 13 years of age.

Need help looking for a particular card? We recommend that you also check out Citibank Platinum Credit Card and Union Bank Platinum Credit Card, which might have the features you're looking for.

Need more information? We suggest that you take a look at our list of EastWest credit card requirements to find out what it takes to have your card application successfully approved.