Min. Monthly Income
- Free JBL Clip 2 Speakers if you apply and get approved from August 1 - October 31, 2018. Just spend at least ₱5,000 to claim this gift!
- Get 0.5% cash back for all other spends
- Get 5% cash back for all dining spends
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The Gold Standard
Having an HSBC Gold Visa Cash Back Credit Card will get you rewarded up to 3x faster as you receive 3 Bonus Points for every ₱20 you spend on local shopping & dining. You can also take advantage of exclusive perks and promotions at over 27,000 partner stores in 160 countries local and abroad. Get to save up on fuel as well as you get 10% rebate on your first Caltex fuel purchase plus 3% rebate all year round. Start living the good life with HSBC Gold Visa Cash Back Credit Card.
Fees and Charges of HSBC Gold Visa Cash Back Credit Card
Both principal and supplementary cardholders will enjoy free annual membership fee for the first year. Succeedingly, annual membership fee will be ₱2,500 for the principal cardholder and ₱1,250 for the supplementary cardholder. The monthly interest charge will be 3.5% and late payment fee is ₱700.00 or unpaid minimum amount due, whichever is lower.
Are you eligible for an HSBC Gold Visa Cash Back Credit Card?
To apply as a principal cardholder, you must have ₱13,500 (Metro Manila employees) or ₱15,000 (Metro Cebu or Metro Davao employees) minimum monthly income and aged 21 years and above. Another requirement is to have another locally-issued primary credit card in good standing for at least 12 months with credit limit of at least ₱20,000. You should not be an existing HSBC credit cardholder as well and must not have a pending application with HSBC within the last 6 months. Supplementary cardholders should be at least 15 years of age.
Still considering other benefits? You might also want to take a look at our list of HSBC credit card application requirements to make the process as smooth as possible should you decide to proceed with the next step.