Enjoy Red Hot Deals here and abroad, shop without hurting your wallet with 0% installment plan, or just earn bonus points and redeem rewards with HSBC credit cards! Apply now!

Showing 3 of All credit cards
Get 4x bonus points on local shopping, dining, and overseas transactions
₱20 = 1 point for every spend
₱16,667 Min. Monthly Income
₱16,667 Min. Monthly Income
₱2,500 Annual Fee
5% cashback on dining spend
0.5% cash back on all other spend
₱16,667 Min. Monthly Income
₱16,667 Min. Monthly Income
₱2,500 Annual Fee
₱20 = 4 bonus points on overseas purchases
₱20 = 3 bonus points on local shopping & dining
₱41,667 Min. Monthly Income
₱41,667 Min. Monthly Income
₱5,000 Annual Fee
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Balance Transfer

12 months Tenure
Interest Rate (yearly) 23.88%
Min. Transfer Amount ₱0
One-time Upfront fee 5% of total remaining balance

HSBC Credit Card

Eligibility Criteria for an HSBC Credit Card:

In order to qualify for this card:

  • You must be at least 21 years old if you're applying as a primary holder and at least 15-65 years old for the supplementary holder
  • You must be a Philippine resident or Filipino citizen
  • You must be earning at least ₱200,000 per annum
  • General Document Requirements for HSBC Credit Card Application:

  • Filled-out application form
  • If Employed:
    • Government issued ID
    • Photocopy of latest BIR Form 2316 AND Certificate of Employment (COE) OR latest full month payslip
  • If Self-employed:
    • Government issued ID
    • Photocopy of Registration of Business Name
    • Photocopy of latest ITR AND W4 with BIR/Bank Stamp AND Audited Financial Statements for the last 2 years OR Bank Statements for the last 3 months

    Is HSBC a reputable bank?

    HSBC is a large, well-known bank. If you're searching for a bank with a global presence and authority, this is one of those banks. High-net-worth individuals are also in a much better disposition to take advantage of HSBC's premium service and better credit rates.

    What is the interest rate, fees, and charges?

  • Retail Nominal Interest Rate - 2% per month
  • Retail Effective Interest Rate -1.83% per month*
  • Cash Advance Nominal Interest Rate - 2% per month
  • Cash Advance Effective Interest Rate (inclusive of the Cash Advance Fee mentioned below) - 2.08% per month
  • For an in-depth look on HSBC's credit card interest rates, you can refer to their fees and charges.

    How can I apply for an HSBC credit card?

    You can apply through their online application page or through us at iMoney.ph

    How can I check my credit card application status?

    You must go to the credit cards section of the HSBC'sofficial website. Provide the cellphone number that you used to apply for the credit card, then an OTP will be sent via SMS to your registered number for verification.

    Once verified, you can finally access the page that shows the status of your credit card application.

    Is it easy to get an HSBC credit card? How fast is the application and approval process?

    HSBC credit cards in general are tailored more for high net worth individuals, and existing credit cardholders of other banks. If you consider yourself as this type of individual, credit card application should be a breeze.

    Following the submission of COMPLETE application forms and documents, the HSBC credit card approval procedure typically takes 5 to 10 working days.

    How can I waive my HSBC credit card annual fee?

    The Cardholder will only be eligible for an annual fee waiver if they reach the required cumulative spend with their newly authorized and activated HSBC Credit Card during a promo period. 

    How and where can I pay my HSBC credit card bills?

    Go to HSBC and log in to your account. Click New payment or transfer from the My Banking menu.

    Select the account from which the payment will be deducted and the HSBC Credit Card account to which the payment will be made. Click Continue after entering the payment amount.

    How can I redeem air miles with HSBC credit cards?

    1. Go to HSBC and log in.
    2. Go to the Rewards e-catalogue for your HSBC Credit Card and click on it.

    How can I do a balance inquiry for HSBC credit cards?

    1. On your phone, launch the HSBC Mobile Banking app.
    2. Enter your Username and Password to log in.
    3. From the menu, select the 'Balances' option.
    4. Select the credit card for which you want to check the balance and click on it.

    How can I perform balance transfer with HSBC credit cards?

    You need to call HSBC's Card Balance Transfer hotline at +63(2)8858-0000.

    What is the HSBC hotline or customer service number?

    You can contact HSBC Customer Service at (02) 8858-0000 or (02) 7976-8000 for help. Call (02) 8858-0800 or (02) 7976-8080 for Premier.  For business card, the hotline is  (02) 8672-6478.

    HSBC Credit Card Promos

    Whether local or abroad, there’s always an offer that’s perfect for you. We’ve listed this month’s HSBC credit card promotions for you to enjoy.

    Card installment plan

    Split your shopping expenses into a 36-month installment plan with HSBC’s Card Installment Plan at 0% interest. Make your high-ticket purchases like gadgets, and appliances, less straining to your wallet with this offer.

    More information about this offer can be found on HSCB’s Installment Plan promo page.


  • Promo period: December 1, 2021 to May 31, 2022
  • New Customers:

  • 15% off when you spend a minimum of ₱1,500
  • Use code: HSBCMYN15

  • Pick.A.Roo

    Now is the time to download the Pick.A.Roo app and take advantage of this promotion when you use your HSBC Credit Card.

  • PHP288 off when you spend a minimum of ₱3,488
  • Use code: PICKHSBC288
  • Apply code at check-out. Valid for one-time use. Promo available for both New & Existing customers