• Min. Monthly Income

    ₱25,000.00

  • Interest Rate

    3% /month

  • Annual Fee

    ₱2,000.00

Feature Highlights
  • Exclusive deals only available to Maybank credit cardholders
Shopping
6/10
Dining
4/10
Gas
4/10
Groceries
4/10
Travel
4/10

Shopping

  • Exclusive Deals from Maybank Merchant Partners
  • Pay in local currency when used abroad
  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Dining

  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Gas

  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Groceries

  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Travel

  • Exclusive Deals from Maybank Merchant Partners
  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 3% of the outstanding amount, whichever is higher

  • Balance Transfer

    • Add-on rate of as low as 0.88% for 3, 6, 12, 18, and 24 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

  • Global Acceptance

    • Accepted in over 20 million locations and territories

  • EZ PLANS

    • Financial flexibility with Maybank Ezy Payment Plans

Card Information

Annual fee ₱2,000.00 (Annual fee is waived for the first year)
Min. monthly income ₱25,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,000.00
Finance charges 3.00% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱250.00

Late payment charge

₱500.00 or 5% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 3% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3%

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

Ideal Travel Companion

Maybank Gold Credit Card lets you enjoy convenience and financial flexibility when travelling overseas. Have the ability to pay in Peso whenever you spend abroad as you charge it to your card. You also need not worry about payment coverage as you can use your card in over 20 million locations worldwide. With all the perks and privileges exclusive only to cardholders, you also have the opportunity to earn TreatsPoint for every 25 spent, and use them to redeem items or cash credit.

Fees and Charges of Maybank Gold Credit Card

Annual membership for the first year is waived. Succeedingly, it will be ₱2,000 for the principal cardholder and ₱1,000 for the supplementary cardholder. Interest charge is 3% per month and late payment charge is ₱500 or 5% of the minimum amount due, whichever is higher.

Are you eligible for a Maybank Gold Credit Card?

Interested to apply? You just need to have a minimum monthly income of ₱12,500 and must be 21 to 65 years old. For the supplementary cardholder, he/she should be at least 13 years of age and above.

If you need help with choosing the right card, why not view other similar options such as HSBC Gold Credit Card and Standard Chartered Gold Credit Card, which may match what you're looking for.

Still undecided on what to get? We also recommend that you first view our list of Maybank credit card requirements to have a better assessment on the details you'll need to have a seamless and successful application.