• Min. Monthly Income


  • Interest Rate

    3.54% /month

  • Annual Fee


Feature Highlights
  • 50% OFF at participating hotels and restaurants
  • 3x Rewards Points at Rustan’s Department Store


  • Shop and earn one (1) rewards point for every ₱20.00 charged to your card


  • One (1) Rewards Point for every ₱20.00 spend anywhere
  • 50% OFF at participating hotels and restaurants


  • One (1) Rewards Point for every ₱20.00 spend anywhere


  • 3x Rewards Points at Rustan’s Department Store

Other Features

  • Balance Transfer
    • 0.68% per month for 12, 18, and 24 months.
  • Installment Plan
    • 0% interest Installment Payment Plan at all participating merchants. Choose between the months of 3, 6, 9, 12, 18 and 24 months.
  • Supplementary Cards
    • Up to 4 Supplementary cardholders and enjoy assigning spending limits to manage their spending.
  • Metrobank Chip Card
    • Your Metrobank Card has an embedded chip that can protect you from credit card fraud due to cloning.
  • Payment Facilities
    • Get the convenience of paying your credit card bills via MetroPhone, Metrobank mobile banking or online at Metrobank direct and PSBank Remote Banking. You can also pay at any Metrobank or PSBank branch, Metrobank or PSBank ATM or any Bancnet ATM.
  • Platinum Privileges
    • First supplementary is perpetually waived.
    • 50% OFF at participating hotels and restaurants
    • 3x Rewards Points at Rustan’s Department Store
    • 2x Rewards for International Transactions
    • With 24-Hour VIP Concierge Service, you can easily ask for dining/hotel/golf course referral or reservation assistance and even car rental and limousine referral and reservation assistance as well
    • Enjoy 24-Hour VIP Customer Service where you can immediately access our live customer support for any of your credit card query
    • With M Here, you can get free gifts, great discounts, and exclusive deals with your Metrobank Credit Card at our 'M here! partner establishments

Card Information

Annual fee ₱4,500.00 (Annual fee is waived for the first year.)
Min. monthly income ₱66,700.00
Min. age for principal holder

At least 21 years of age or older

Min. age for supplementary holder

14-80 years old

Fee for supplementary holder ₱2,250.00
Finance charges 3.54% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱850.00 or minimum amount due whichever is lower

Cash advance amount

30% of credit limit

Cash advance charge

₱600.00 or 3% of cash amount availed, whichever is higher

Cash advance interest charge


Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Platinum at its Finest

For those who are at their prime, Metrobank Platinum Peso Credit Card delivers what you deserve. Experience exceptional advantages and premium benefits as you enjoy first-class perks and promotions all year round. Take advantage of 24-Hour VIP Concierge and Customer Service to assist you on every service you need. You can also earn Reward Points everytime you use your card and lets you earn 1 point for every ₱20 charged. You can then use these points to redeem premium items. Aside from these, you can receive freebies, select discounts, and exclusive promotions from 'M here! partner establishments nationwide.

Fees and Charges of Metrobank Platinum Peso Credit Card

First year annual membership fee is waived for the principal cardholder and free for life for the first supplementary card. Afterwards, annual membership fee is ₱3,500 for the principal cardholder and ₱1,750 for the 2nd to 4th supplementary cardholder. Interest charge is 3.54% per month and late payment fee is ₱850.00 or minimum amount due whichever is lower.

Are you eligible for a Metrobank Platinum Peso Credit Card?

You are eligible to apply if you are 21 years old and above and have an income of at least ₱67,000 per month. Supplementary cardholders should be 14-80 years of age.

Still looking for the right card? Let our team help you out with these recommendations: RCBC Diamond Card Platinum Credit Card and Maybank Platinum Credit Card. These cards have similar features which may help you decide.

If you're interested in other features, we suggest to take a look at the full line up of our Metrobank credit cards online, and compare which card is perfect for your lifestyle.