• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Every ₱200.00 spent at Robinsons will earn you (3) rewards point
  • Earn 2 points for every ₱200 spend abroad
  • Year-round privileges at Robinsons Retail Stores


  • 3 points for every ₱200 spend in Robinsons
  • Earn 2 points for every ₱200 spend abroad


  • 3 points for every ₱200 spend in Robinsons


  • 3 points for every ₱200 spend in Robinsons


  • Earn 2 points for every ₱200 spend abroad

Other Features

  • Balance Transfer
    • 0.68% per month for 12, 18, and 24 months.
  • Installment Plan
    • 0% interest Installment Payment Plan at all participating merchants. Choose between the months of 3, 6, 9, 12, 18 and 24 months.
  • Metrobank Chip Card
    • Protect your credit card from fraud due to cloning with the Metrobank Chip embedded on your card.
  • Supplementary Cards
    • Receive up to 4 supplementary cards and help manage your family’s spending by assigning spend limits on each card.
  • SMS Balance Inquiry
    • Enjoy this convenient feature as you inquire for your credit card's balance with just a touch of your fingertips as you send a single text message.
  • Payment Facilities
    • Conveniently pay your credit card bills via Metrobank mobile banking, or through MetroPhone, or do it online via Metrobank direct and PSBank Remote Banking. You can also pay your bills at any Metrobank or PSBank branch, ATM or any Bancnet ATM.

Card Information

Annual fee ₱3,000.00
Min. monthly income ₱40,000.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder ₱1,500.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱850.00 or minimum amount due whichever is lower

Cash advance amount

30% of credit limit

Cash advance charge

₱600.00 or 3.00% of cash amount availed, whichever is higher

Cash advance interest charge


Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

Complete Shopping Experience At Robinsons

Do you find yourself shopping regularly at Robinsons Malls, be it the department store, supermarket, or appliance center? Are you an afficionado of Daiso, Toys ‘R Us, Topshop, and Truevalue outlets? If you are, then the Metrobank Robinsons Gold credit card should be the card that you are using. With up to 3x Rewards Points for every ₱200.00 spent, you can accumulate points faster, compared to 2x when shopping abroad or 1 point when shopping anywhere else. With regular 0% installment offers, you can also get 10% rebate during pre-determined payday weekends, while getting a Robinsons Rewards Card at half the price.

Fees and Charges of Metrobank Robinsons Gold MasterCard

The monthly interest charge for the Metrobank Robinsons Gold credit card is 3.5%. As a principal cardholder, you will also have to pay ₱3,000 for the annual membership fee, while the supplementary cardholder will have to shell out ₱1,500. In case of accrued payments, there will be a late payment charge of ₱850.00 or minimum amount due whichever is lower. You can also avail of the cash advance benefit which will amount up to 30% of your credit limit. The interest charge for cash advance is 3.96% and for late payments, it will be ₱600.00 or 3% of the cash amount availed, whichever is higher.

Are you eligible for a Metrobank Robinsons Gold MasterCard?

You can apply for this credit card if you are 21 years and older. As a principal cardholder, you should also have a minimum income of ₱40,000 per month. Regarding supplementary cardholders, he/she should be at least 14 up to 80 years of age.

If you consider Robinsons Stores as your go-to place for groceries, entertainment, and general shopping needs, then getting a Metrobank Robinsons Gold credit card should be on top of your priority list. Aside from accumulating Rewards Points up to 3x faster, you can take advantage of privileges available only to cardholders such as invites to exclusive sales and special events, as well as year-round deals and offers that will entice even the most frugal shopper.

Still haven’t found the card that suits your need? We could suggest a couple of alternatives with similar features such as the Robinsons Bank Platinum DOS Mastercard and Union Bank Suy Sing Visa Card, both present advantages that are more centered towards your daily shopping activities.

Being one of the biggest banks in the Philippines, there are still a lot of credit card options being offered by Metrobank. Take a look at our list of the best Metrobank credit cards currently in the market which can help you decide on the right card for your requirements.