• Min. Monthly Income


  • Interest Rate

    3.25% /month

  • Annual Fee


Feature Highlights
  • Enjoy waived towing fee within Metro Manila
  • Enjoy discounts at Jaguar and U-BOAT


  • Get up to 10% discount on services, parts, and accessories and 0% installment on parts.
  • Enjoy 20% discount on any U-BOAT watch.
  • Every ₱40.00 spend at Jaguar earns you one (1) rewards point.


  • Every ₱50.00 spend earns you one (1) rewards point.


  • Every ₱50.00 spend earns you one (1) rewards point.


  • Every ₱50.00 spend earns you one (1) rewards point.
  • FREE annual oil change (amounting to ₱18,000)


  • FREE Travel Insurance up to ₱3M when you purchase your travel tickets using your credit card that covers travel-related concerns such as flight delay, lost/damaged luggage, and more.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees 5% of the outstanding amount.t

  • Purchase Protection Insurance

    • Your purchased items are covered against accidental damage and theft for 90 days from date of purchase.

  • Dual Billing Flexibility

    • Your local transactions will be billed in Peso while international transactions get a separate billing in US Dollars with the option to pay in either Dollar or Peso currency (based on payment rate of the day).

  • 24/7 Customer Service

    • Know your balance, cut-off, and due date without the wait, 24/7, here, and abroad

  • eSOA

    • View your Electronic Statement of Account (eSOA) anytime, wherever you are, through their secure online access

Card Information

Annual fee ₱2,500.00 (Annual fee is waived)
Min. monthly income ₱40,000.00
Min. age for principal holder

21 - 65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,250.00
Finance charges 3.25% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱400.00 or $15 (per sales slip)

Late payment charge

₱300.00 or $10.00

Cash advance amount

30% of credit limit

Cash advance charge

5% of cash advance amount for PHP or 2% for USD + transaction fee of ₱100.00 or $3.00

Cash advance interest charge

Same as credit card interest, 3.25%

Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Exhilarating Privileges

Only available to Jaguar car owners and Service Center clients, be delighted with benefits the PNB Jaguar Platinum credit card has to offer. Take advantage of special privileges and exciting perks available to cardholders. Car aficionados get 10% discount on services, parts and accessories, with 0% installment on parts. You can also have your yearly oil change, towing services within Metro Manila, all for free, plus 24/7 roadside assistance. Rewards are also rolling as you earn 1 rewards point for every ₱40 spend at Jaguar. For outside purchases, you earn 1 point for every ₱50 spend, you simply have to charge it to your card! The points you’ve earned can be redeemed to get Cash Credits or Mabuhay Miles. Free travel insurance is also available with coverage of up to ₱3M, as well as purchase protection insurance that safeguards your purchases against accidental damage or theft within 90 days. And lastly, if you’re into watches, then you also get 20% discount at all U-Boat shops.

Fees and Charges of PNB Jaguar Platinum Credit Card

The annual membership fee for the first year is free. For the following year, the fee is ₱2,500 for the principal cardholder and ₱1,250 for the supplementary cardholder. The monthly interest charge is 3.25%. The late payment charge for delinquency period not more than 60 days is ₱300, however it will be 7% of the total amount due for delinquency period of 60 days or more.

Are you eligible for a PNB Jaguar Platinum Credit Card?

Exclusive only to Jaguar car owners and service center clients. Principal cardholder must have a minimum ₱40,000 monthly income and at least 21 years old. Supplementary cardholder must be 13 years old and above.

If you are considering other choices, we would like to suggest checking out PNB Land Rover Platinum Credit Card and Metrobank Toyota Credit Card, since these cards have similar features that might interest you.

Still not convinced? If you want to increase your chances of approval, we recommend viewing our guide on PNB credit card approval requirements to find out the specifics needed to get your application approved.