• Min. Monthly Income


  • Interest Rate

    3.25% /month

  • Annual Fee


Feature Highlights
  • Enjoy free travel insurance worth ₱3M
  • Get discounts and loyalty gifts from Jewelmer Joaillerie


  • ₱3M free travel insurance when you charge your fare to your credit card.


  • Get up to 20% discount on your birthday month at Jewelmer Joaillerie
  • Earn 1 point for every ₱40 spent at Jewelmer Joaillerie


  • Earn 1 point for every ₱50 spent


  • Earn 1 point for every ₱55 spent


  • Earn 1 point for every ₱55 spent

Other Features

  • Cash Advance

    • 30% of the credit limit and fee is at 5% of the outstanding amount

  • Purchase Protection Insurance

    • Your purchased items are covered against accidental damage and theft for 90 days from date of purchase.

  • Dual Billing Flexibility

    • Your local transactions will be billed in Peso while international transactions get a separate billing in US Dollars with the option to pay in either Dollar or Peso currency (based on payment rate of the day).

  • 24/7 Customer Service

    • Know your balance, cut-off, and due date without the wait, 24/7, here, and abroad

  • eSOA

    • View your Electronic Statement of Account (eSOA) anytime, wherever you are, through their secure online access

Card Information

Annual fee ₱3,000.00
Min. monthly income ₱15,000.00
Min. age for principal holder

21 - 65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,250.00
Finance charges 3.25% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱400.00 or $15 (per sales slip)

Late payment charge

₱300.00 or $10.00

Cash advance amount

30% of credit limit

Cash advance charge

5% of cash advance amount for PHP or 2% for USD + transaction fee of ₱100.00 or $3.00

Cash advance interest charge

Same as credit card interest, 3.25%

Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Exclusive Indulgence

For those who have exquisite taste for fine jewelry, PNB Jewelmer Joaillerie Platinum Credit Card is the perfect card for you. Along with exceptional product quality and unparalleled craftsmanship, this card allows you to receive loyalty gifts from accumulated transactions at any Jewelmer Joaillerie store and up to 20% discount on your birthday month. You can also earn 1 rewards point for every ₱40 spend at Jewelmer Joaillerie and 1 point for every ₱55 spend on external purchases. These points can be converted to Jewelmer Joaillerie vouchers, Mabuhay Miles, or Cash Credits. You are also eligible for 0% interest on instalment with the option to choose your preferred payment terms. What’s more is you get free travel insurance worth ₱3M which also covers for flight delay and lost luggage expense. Your purchases are also protected against accidental damage and theft for 90 days from date of purchase with purchase protection insurance.

Fees and Charges of PNB Jewelmer Joaillerie Platinum Credit Card

The annual membership fee is ₱2,500 for principal cardholder and ₱1,250 for supplementary cardholder. For the monthly interest charge, it’s 3.25% whereas the late payment fee is ₱300 for delinquency period not more than 60 days. For delinquency period of 60 days or more, it will be 7% of the total amount due.

Are you eligible for a PNB Jewelmer Joaillerie Platinum Credit Card

If you want to apply as a principal cardholder, he/she must be 21 years old and above and must have a minimum monthly income of ₱15,000. Supplementary cardholders must be 13 years old and above.

Are you interested in looking at other options? You can consider the following recommendations from our team: BPI Ayala Malls Amore Platinum Credit Card and HSBC Platinum Credit Card, as these cards have similar features that may appeal to you.

If you want to get more savings from your card, why not take a look at other low interest PNB credit cards present on our site. This can assist you in choosing which card matches your lifestyle.