Min. Monthly Income
- Exclusive deals only available to PNB credit cardholders
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Receive the reward that you deserve with PNB Platinum credit card. Simplify your spending and take advantage of premium discounts, privileges, and perks exclusively available to cardholders. Use your card to earn points as you get 1 rewards point for every ₱55 spending. You can use your accumulated points to redeem Mabuhay Miles or get Cash Credits. With free purchase protection insurance, your purchased items will have accidental damage and theft warranty of up to 90 days. You will also feel secure during your travels as you get free travel insurance worth up to ₱3M coverage.
Fees and Charges of PNB Platinum Credit Card
Annual membership fee for the first year is waived. Succeedingly, the annual membership fee for the principal cardholder is ₱2,500 and ₱1,250 for supplementary cardholder. Monthly interest charge is 3.00% and late payment fee would depend on the delinquency period. If it’s not more than 60 days, fee is ₱300. If it’s 60 days or more, it will be 7% of the total amount due.
Are you eligible for a PNB Platinum Credit Card?
To apply, you have to be 21 - 65 years of age and have a minimum monthly income of ₱40,000. Supplementary cardholders should have a minimum age of 13 years.
We're here to help you make the right decision. We also recommend that you check out RCBC Black Card Platinum Peso Credit Card and Security Bank Platinum Credit Card, given your interest on the same features and benefits.
Before you proceed with your application, take a look at our list of the current requirements for PNB credit cards on our website and make sure that you have everything ready for a more streamlined application process.