• Min. Monthly Income


  • Interest Rate

    3.25% /month

  • Annual Fee


Feature Highlights
  • Enjoy free travel insurance worth ₱3M
  • Enjoy discounts and rebates at The Travel Club


  • Get free travel insurance worth ₱3M when you charge your fare to your credit card.


  • Earn 1% rebate on The Travel Club Installment transactions
  • Enjoy 5% discount at all The Travel Club stores and 20% discount on all regular-priced The Travel Club house brands on your birthday month.
  • For every ₱40.00 spend at The Travel Club using your card, earns you one (1) rewards point


  • For every ₱50.00 spend at The Travel Club using your card, earns you one (1) rewards point


  • For every ₱50.00 spend at The Travel Club using your card, earns you one (1) rewards point


  • For every ₱50.00 spend at The Travel Club using your card, earns you one (1) rewards point

Other Features

  • Cash Advance

    • 30% of the credit limit and fees 5% of the outstanding amount.t

  • Purchase Protection Insurance

    • Your purchased items are covered against accidental damage and theft for 90 days from date of purchase.

  • Dual Billing Flexibility

    • Your local transactions will be billed in Peso while international transactions get a separate billing in US Dollars with the option to pay in either Dollar or Peso currency (based on payment rate of the day).

  • 24/7 Customer Service

    • Know your balance, cut-off, and due date without the wait, 24/7, here, and abroad

  • eSOA

    • View your Electronic Statement of Account (eSOA) anytime, wherever you are, through their secure online access

Card Information

Annual fee Free (Annual fee is waived)
Min. monthly income ₱40,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder Annual fee waived
Finance charges 3.25% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱400.00 or $15 (per sales slip)

Late payment charge

₱300.00 or $10.00

Cash advance amount

30% of credit limit

Cash advance charge

5% of cash advance amount for PHP or 2% for USD + transaction fee of ₱100.00 or $3.00

Cash advance interest charge

Same as credit card interest, 3.25%

Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Travel in Style

Grab the latest travel gear and cash in on red-hot trends in travel with PNB The Travel Club Platinum credit card. Get the best deals as you enjoy 5% discount at all The Travel Club stores and up to 20% discount on your birthday month. Experience safe travels as you get free travel insurance coverage of up to ₱3M. Every time you use your card, you also get to earn 1 rewards point for every ₱40 spend at The Travel Club. For purchases outside The Travel Club, you earn 1 point for every ₱50 spend. Use your accumulated points to redeem Mabuhay Miles, cash credits, or The Travel Club perks. And if your purchased item needs repair, you can take advantage of waived service fee even beyond warranty period. Travel benefits have never been this fulfilling.

Fees and Charges of PNB The Travel Club Platinum Credit Card

Annual membership fee waived for life for both principal and supplementary cardholders. 3.25% monthly interest fee. Late payment charge is ₱300 flat fee for delinquency period not more than 60 days. For delinquency period of 60 days or more, it will be 7% of the total amount due.

Are you eligible for a PNB The Travel Club Platinum Credit Card?

If you like to apply, you have to be 21-65 years old with a minimum monthly income of 40,000. Supplementary cardholders should be 13 years old and above.

You can also check out some of our team's suggestions: Union Bank North Face Visa Credit Card and Metrobank Robinsons Cebu Pacific Classic / Gold Credit Card, to help out in choosing the right card for you.

Still unsure? We suggest that you also look into the various PNB credit card promos currently available on our site to help you decide which card fits your lifestyle.