A credit card for Rewards 
RCBC Bankard AirAsia Credit Card
₱19,167
Min. Monthly Income₱2,400
Annual Fee3.5%
Interest RateRequired
Existing Cardholder 
PROMOTION
FREE Flights and NO ANNUAL FEE for life!
Key Features
- ₱25 = 2 points on every AirAsia spend
- ₱28 = 1 point on every local spend
- ₱22 = 1 point on every overseas spend
More Highlights
- Get up to 8,000 Bonus BIG Points
- Earn 1 BIG Point for spends as low as ₱22
- Free onboard wifi
Eligibility
21 - 100 years
Min. Age (Principal Holder)₱19,167
Min. Monthly IncomeRequired
Existing CardholderOther Eligibility Information
Tax Identification Number (TIN) and SSS/GSIS No.
Identification Needed21 and above
Principal Holder
13 years old and older
Supplementary Holder
Fees and Charges
₱1,200.00
Supplementary3.50% per month
Finance ChargesOther Fees and Charges
Supplementary
₱1,200.00Finance Charges
3.50% per monthLate Payment
₱400.00Cash Advance Amount
30% of credit limitCash Advance Charge
₱500.00 or 3% of cash amount availed, whichever is higher
Cash Advance Interest
Same as credit card, 3.50%Card Replacement Fee
₱300.00Sales Slip Retrieval Fee
₱150.00Rewards Points Expiry
No Expiration.
RCBC Bankard AirAsia Credit Card Product Review by
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RCBC Bankard AirAsia Credit Card