Min. Monthly Income
- Monthly Promos and Rewards from RCBC partners
FREE The SM Store Gift Pass worth ₱1,000 as a Welcome Gift
- Spend at least ₱12,000 anywhere (single or accumulated) using your new RCBC Bankard within 60 days from card issuance date.
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Get The Right Start
New to the workforce? As a young and aspiring professional, you can enjoy total financial flexibility with RCBC Classic credit card. Get the right card to start your career as you enjoy international travel privileges such as free travel insurance coverage through Malayan Insurance which also includes trip cancellation/termination expenses, as well as travel inconveniences such as baggage or flight delays. You can also take advantage of worldwide concierge services, VIP airport lounge access, and 0% installment on your international purchases. Spending abroad shouldn’t be a worry as you get worldwide recognition and international acceptance when using your card. You also have the option of paying in Pesos once you get back home. What’s also essential is that you earn flexible rewards points on your purchases as you receive 1 point for every ₱36 spent that can be exchanged for shopping vouchers, direct credit to your account, or convert to AirMiles or instant cash rebates.
Fees and Charges of RCBC Classic Credit Card
Annual membership fee for the first year is free. Succeedingly, it will be ₱1,500 for the principal cardholder and ₱750 for supplementary cardholders. The monthly interest rate is 3.5% and late payment charges is ₱400.00.
Are you eligible for an RCBC Classic Credit Card?
If you’re interested to apply, you have to be at least 21 years old and above, with minimum monthly income of ₱13,333. Supplementary cardholders should be at least 13 years of age.
If you're unsure which card to choose, our team suggests to check out Maybank Classic Credit Card and Standard Chartered Classic Credit Card, which have similar features that might appeal to you as well.
Want to look at more options? You can also view the rest of our low interest RCBC Bankard credit card line up and compare which one is right for you.