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Min. Monthly Income
₱13,333.00
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Interest Rate
3.5% /month
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Annual Fee
₱1,500.00
Feature Highlights
- FREE Fully Booked Gift Certificate as a welcome gift
- Instant 10% discount on your purchases at Fully Booked stores
- As much as 10% rebate at Fully Booked stores
- Special Buys/Private Sale Events
Promotion
Win a shopping spree worth ₱60,000 from SM
- Spend at least minimum single-receipt purchase of ₱3,000 at The SM Store to win a raffle entry for a chance to win ₱60,000 worth of shopping spree from SM.
Shopping
- Instant 10% discount all year-round on your purchases at Fully Booked stores
- Get additional savings of as much as 10% rebate at Fully Booked stores when you charge a minimum accumulated outstore spend of ₱20,000 per billing statement.
- 0% EasyTerms Installment on selected items at Fully Booked stores at 3 and 6 months installment terms for a minimum purchase of ₱3,000 and ₱5,000, respectively.
- Get free real-time SMS alerts each time you make a purchase
- Exclusive shopping deals and promotions
Dining
- Dine and earn 0.50% rebate on your dining spend
- Enjoy exclusive Dining PERKS from your favourite restaurants
Gas
- Fuel up and earn 0.50% rebate on your gas spend
Groceries
- Earn 0.50% rebate on your supermarket spend
Travel
- Access to the Miascor and Skyview Lounges
- Get instant access to cash anywhere in the world
- Get up to 100% increase in credit limit during your travel period
Other Features
FREE Fully Booked Gift Certificate as a welcome gift
A FREE Fully Booked Php500 Gift Certificate will be yours for a minimum accumulated spend of ₱12,000 anywhere within the first 3 months of card issuance
Special Buys/Private Sale Events
Enjoy special buys/private sale events at all Fully Booked stores and receive advance notice on new arrivals or special events/promos such as book signing, exhibits, workshops, etc.
Free Budget Monitoring Tools
Helps you take control of your spending via customized financial management tools – Spend Analyzer and Spend Monitor – to help you keep track of your purchases and stay within your budget.
Unli 0% Installment
All your single-receipt purchases made anywhere and any amount can be converted to 0% installment for 3 months! There is no limit on the number of times you can request to avail of Unli 0%.
Pay for your Utility Bills, 24/7
Conveniently and quickly pay for your bills to over 40 merchants including electricity, water, internet, cable bills, insurance and more through Fast BillsPay.
Secure Online Shopping
- Get extra layer of protection when shopping online with password protection and personal message via Shop Secure or get an RCBC Bankard webshopper to shop online safely without having to reveal your main RCBC Bankard card details.
Card Information
| Annual fee | ₱1,500.00 (Annual fee is waived for the first year.) |
| Min. monthly income | ₱13,333.00 |
| Min. age for principal holder | 21 and above |
| Min. age for supplementary holder | 13 years old and older |
| Fee for supplementary holder | ₱900.00 |
| Finance charges | 3.50% per month |
| Must have postpaid account? | Yes |
| Identification needed | Tax Identification Number (TIN) and SSS/GSIS No. |
| Card Replacement Fee | ₱300.00 |
| Sales Slip Retrieval Fee | ₱150.00 |
| Late payment charge | ₱400.00 |
| Cash advance amount | 30% of credit limit |
| Cash advance charge | ₱500.00 or 3% of cash amount availed, whichever is higher |
| Cash advance interest charge | Same as credit card, 3.50% |
| Cashback limit | N/A |
| Rewards points expiry | No Expiration. |
Product Review by 
A Bookworm’s Best Friend
The more you read, the more rewards you reap with RCBC Fully Booked Credit Card. Reading has never been this rewarding as you get 10% discount on your purchases at Fully Booked, Bibliarch and Sketch Books. You can also get up to 10% rebate for a minimum accumulated outstore spend. For those who prefer to purchase books by the bulk, you can avail of 0% interest instalment plan for easy payment. And for a welcome gift, you also get a free ₱500 fully booked gift certificate for a minimum accumulated spend. Aside from these, enjoy private sale events and special buys, while you receive notifications for new arrivals, promos, and events all-year round.
Fees and Charges of RCBC Fully Booked Credit Card
For the first year, annual membership fee is waived. For the succeeding year, it will be ₱1,500 for principal cardholders and ₱900 for supplementary cardholders. Monthly interest rate is 3.5% and late payment fee is ₱400.
Are you eligible for an RCBC Fully Booked Credit Card?
If you’re interested to apply, you have to be at least 21 years of age with a minimum monthly income of ₱13,333. Supplementary cardholders have to be 13 years old and above to be eligible.
If you still haven't found the card you're looking for, our team suggests that you also check out BPI Edge Credit Card and BDO Shopmore Credit Card, which have similar features to the card you're looking at.
Are you interested in other features? We recommend to view more RCBC credit cards online available on our site, to find the right one that matches your lifestyle.