Min. Monthly Income
- Load of discounts and freebies from highly esteemed LJC restaurant Group
- Get a Free bottle of wine as welcome gift
- Birthday discount
Win a shopping spree worth ₱60,000 from SM
- Spend at least minimum single-receipt purchase of ₱3,000 at The SM Store to win a raffle entry for a chance to win ₱60,000 worth of shopping spree from SM.
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Fantastic For Foodies
The ultimate foodie companion, RCBC LJC Credit Card gives you benefits from multiple dining choices brought to you by the renowned LJC Restaurant Group. Get to experience exclusive restaurant perks, privileges and discounts all throughout the year. For starters, you get a free bottle of wine as a welcome gift. You are also entitled to 10% discount every time you dine at any LJC restaurant. Make your birthdays more special as you celebrate it with a one-person dining discount during your birth month. Plus, whenever you use your card at any LJC restaurant, your accumulated spending is tallied and based from it, you can get free LJC gift certificates. Reward points are also earned for every ₱100 charged to your card, which can then be used to redeem vouchers.
Fees and Charges of RCBC LJC Credit Card
For the first year, the annual membership fee is waived. Afterwards, it will be ₱960 for principal cardholders and ₱720 for supplementary cardholders. The monthly interest rate is 3.5%, whereas the late payment fee will be ₱400.
Are you eligible for an RCBC LJC Credit Card?
If you’re interested to apply as a principal cardholder, you must have ₱13,333 minimum monthly income and at least 21 years of age. For supplementary cardholders, you have to be 13 years old and older.
If you're still considering other choices, you can also check out the current RCBC credit card zero annual fee promo available on our website to help you decide on getting the right card for your needs.