Min. Monthly Income
- 5% discount on Phoenix gasoline and diesel engine oils
- 5% rebate on Phoenix fuel purchases
- Free ₱500 Phoenix fuel as a welcome gift
Win a shopping spree worth ₱60,000 from SM
- Spend at least minimum single-receipt purchase of ₱3,000 at The SM Store to win a raffle entry for a chance to win ₱60,000 worth of shopping spree from SM.
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Fuel Up For Faster Rewards
With the constant, unpredictable variation in fuel prices, wouldn’t it be an advantage if you can receive rebates everytime you gas up? With the RCBC Bankard Phoenix credit card, you can soften the fuel price surges with rewards points that you can convert to Airmiles, shopping vouchers, or cash credit to your RCBC Bankard. Use your credit card to receive 5% rebate everytime you purchase fuel at participating Phoenix gas stations nationwide. You can also enjoy 5% discount on engine oils, whether gas or diesel at participating Phoenix stations. Apply now and receive a ₱500 welcome gift when you spend a minimum ₱2,000 on fuel at participating outlets.
Fees and Charges of RCBC Bankard Phoenix MasterCard
The monthly interest rate for the RCBC Bankard Phoenix credit card is 3.5%. If you are a principal cardholder, there will be an annual membership fee of ₱1,800 which is waived for the first year but will need to pay on the succeeding years. For supplementary cardholders, the annual membership fee for the first supplementary card is waived. However for the 2nd card, the annual membership fee will be ₱720. For non-payment of dues, there will be a late payment fee of ₱400. But for multiple occurences exceeding 3 months for the past 12 months, it will be ₱500 (4-6 months) or ₱600 for 7 months and up. For cash advances, there is a fee of 3% of the amount availed or ₱500 whichever is higher.
Are you eligible for a RCBC Bankard Phoenix MasterCard?
To become a cardholder, you must be at least 21 years of age to apply. You must also have a minimum monthly income of ₱13,333 to be eligible. As for supplementary cardholders, he or she must be 13 years old and above.
If Phoenix fuel station is your go-to choice for gassing up, it makes perfect sense to avail of the RCBC Bankard Phoenix MasterCard. Don’t let constantly changing gas prices be a bother as you take advantage of the rewards, discounts, and the fuel welcome gift offer. You will also receive free roadside assistance, towing services, and accident insurance through Assist and Assistance Concept (A & A Concept). As for the rewards, earn 1 point for every ₱125 spent on all retail transactions. Points are also non-expiry.
For car owners, a fuel-centered credit card is a must have as it provides additional bonus and privileges specific for the daily driver. It also helps ease the impact of the rising cost of gas. If you have a different bank in mind, you can also consider the Citi Shell Credit Card and BPI Petron Credit Card, both of which offer great value when used for vehicle and transportation related expenses.
In case you have changed your mind on what type of card your are looking for, you can view our full list of RCBC Bankard credit cards available on our site so you can compare which features and rewards are most beneficial to you.