Min. Monthly Income
- Double rewards points for hotel and restaurant spending in mainland China and Hong Kong
- Free access to the Miascor and Skyview Lounges
Enjoy FREE Annual Membership Fee for a lifetime!
- Apply and spend a minimum of Php30,000 within sixty (60) days from card issuance
- Enjoy a lifetime Annual Membership Fee Waiver!
Product Review by
Best Card for Frequent Flyers to China and Hong Kong
If you’re a frequent traveller to China or Hong Kong, whether for business or pleasure, then the RCBC Bankard UnionPay is the perfect credit card for you. Highly recommended for travellers like you, it let’s you earn double rewards points for hotel and restaurant spending in China and Hong Kong. It also offers FREE international travel insurance as well as purchase protection for any accidental loss or damage of items that you’ve bought abroad. Get to have peace of mind and experience travel perks and benefits that you deserve.
Fees and Charges of RCBC Bankard UnionPay Credit Card
You have to pay an annual membership fee of ₱1,500 for this card, however, this fee is waived for the first three years. The annual membership fee for the supplementary cardholder is ₱750. The monthly effective interest rate is 3.5%. The late payment charge is ₱400.
Are you eligible for an RCBC Bankard UnionPay Credit Card?
You can apply as a principal cardholder if you are 21 years of age and above, with a minimum monthly income of ₱19,167. For the supplementary cardholder, he/she should be at least 13 years old and above.
If this card lacks what you need, there are other alternatives that you can consider. We also recommend that you look into BDO Cathay Pacific American Express Credit Card and BPI Delta SkyMiles Classic Credit Card and compare if the advantages that both these cards are offering is what you're after.
Still looking for other credit card options that RCBC has to offer? You can check out our entire list of RCBC Bankard credit cards currently available on our site that will help you decide which features and benefits would suit your specific need.