- 25% OFF on Home Protect Business Protect Insurance from Malayan Insurance
- Earn one (1) rewards point each time you charge ₱200, plus earn 3X rewards points for your purchases at Wilcon.
- 0% EasyTerms Installment on selected items at Wilcon at 3, 6, 9 and 12 installment terms for a minimum purchase of ₱3,000
- Get free real-time SMS alerts each time you make a purchase
- Exclusive shopping deals and promotions
- Dine and earn one (1) rewards point for every ₱200 charged to your card
- Enjoy exclusive Dining PERKS from your favourite restaurants
- Fuel up and earn one (1) rewards point each time you charge ₱200 from gas stations to your card
- Earn one (1) rewards point each time you charge ₱200 from supermarkets and drugstores to your card
- Free Travel Insurance (Travel Plus Lite) & Purchase Protection
- 0% Installment for your purchases abroad
- Get instant access to cash anywhere in the world
- Get up to 100% increase in credit limit during your travel period
Exclusive Privileges at Wilcon
Free Budget Monitoring Tools
Unli 0% Installment
Pay for your Utility Bills, 24/7
Conveniently and quickly pay for your bills to over 40 merchants including electricity, water, internet, cable bills, insurance and more through Fast BillsPay.
Secure Online Shopping
- Get extra layer of protection when shopping online with password protection and personal message via Shop Secure or get an RCBC Bankard webshopper to shop online safely without having to reveal your main RCBC Bankard card details.
||₱1,200.00 (Annual fee is waived for the first year.)
|Min. monthly income
|Min. age for principal holder
21 and above
|Min. age for supplementary holder
13 years old and older
|Fee for supplementary holder
||3.50% per month
|Must have postpaid account?
||Tax Identification Number (TIN) and SSS/GSIS No.
|Card Replacement Fee
|Sales Slip Retrieval Fee
|Late payment charge
|Cash advance amount
30% of credit limit
|Cash advance charge
₱500.00 or 3% of cash advance amount availed, whichever is higher
|Cash advance interest charge
Same as credit card, 3.50%
|Rewards points expiry
Product Review by
Build Your Dreams
Are you preparing to build your dream house? With RCBC Wilcon Credit Card, get the latest and most extensive selection of home-building supplies, decorations, appliances, and furnishings, all within your reach. You can also take advantage of exclusive promotions, special offers and events all-year round. Get more value from your Wilcon purchases as you earn up to 3x Rewards Points for every transaction charged to your card. Your accumulated points can be used to redeem Rewards Vouchers which you can use at Wilcon. You also receive special benefits such as 0% interest instalment term, separate installment limit for your big-ticket purchases as well as 25% discount on home insurance from Malayan Insurance.
Fees and Charges of RCBC Wilcon Credit Card
The first year membership fee is waived. For the principal cardholder, annual membership fee is ₱1,200 and ₱900 for the supplementary cardholder. Monthly interest charge is 3.5% and late payment fee is ₱400.
Are you eligible for an RCBC Wilcon Credit Card?
If you’re interested to apply, you must be 21 years old and above and have a minimum monthly income of ₱14,000. For the supplementary cardholder, he/she should be at least 13 years of age and up.
Having a hard time choosing? Our team can help and would like to recommend that you check out Union Bank Home Depot Visa Credit Card which may be more suitable to your needs.
Before considering other options, we also suggest to compare RCBC credit card application details available on our website and decide which one matches your requirement.