\r\n Reward perks:\r\n
Earn 3x the points when you shop or dine with this card, which you can use to pay for purchases at over 1,000 shops, cinemas and restaurants nationwide. There’s no limit to the points you can earn, and they will never expire.
\r\nThis card has various benefits ranging from free travel insurance and purchase protection, to budget and monitoring tools that you can get for free. Feel safe and secure on all of your purchases whether online or retail with RCBC's secure shopping.
\r\nMake shopping easier on the budget with the first-ever credit card that lets you choose how much and when to pay! Settle your bills on a monthly, semi-monthly, or weekly basis as you set a preferred date of payment based on pre-defined due dates. You also get to enjoy FREE annual membership fee, for life!
\r\n\r\n This type of card grants rewards points for every purchase made with the card. Reward points are redeemable for gifts, vouchers and other goodies as indicated in the issuer’s reward catalogue. The bigger the rewards points accumulated, the better the rewards you can claim. \r\n
\r\n\r\n Rewards credit cards grant points for a certain amount of money you spend with the card each time. Some rewards card will grant 1 point for every ₱30 spend, some ₱50, and others have multipliers for when you meet certain spending conditions.\r\n
\r\nThese rewards can be exchanged to gifts, redeemed as miles, or converted to cash backs, depending on your card.
\r\n\r\n Redeeming your credit card points is different for every bank. However, the channels where you can redeem these points are all the same for most banks: through their online account portal, apps, or over the phone.\r\n
\r\nYou can check your credit card’s fine print to get more accurate information on claiming your reward points.
\r\n\r\n There are reward cards that allow conversion of reward points into cashbacks; those cards are the more superior choice. However, if you’re caught in between choosing a regular cashback or rewards credit card, the answer will always go back to your spending pattern and your reward preference.\r\n
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Rewards credit cards grant points for a certain amount of money you spend with the card each time. Some rewards card will grant 1 point for every ₱30 spend, some ₱50, and others have multipliers for when you meet certain spending conditions.
These rewards can be exchanged to gifts, redeemed as miles, or converted to cash backs, depending on your card.
Redeeming your credit card points is different for every bank. However, the channels where you can redeem these points are all the same for most banks: through their online account portal, apps, or over the phone.
You can check your credit card’s fine print to get more accurate information on claiming your reward points.
There are reward cards that allow conversion of reward points into cashbacks; those cards are the more superior choice. However, if you’re caught in between choosing a regular cashback or rewards credit card, the answer will always go back to your spending pattern and your reward preference.