• Min. Monthly Income

    ₱15,000.00

  • Interest Rate

    3.88% /month

  • Annual Fee

    ₱2,500.00

Feature Highlights
  • Shopping just got better with the new Robinsons Cashback!
Groceries
8.6/10
Shopping
7.85/10
Gas
7.6/10
Travel
7.25/10
Dining
7.5/10

Promotion

Shopping just got better with up to 3% worth of rebates!

  • Enjoy up to 3% rebate at Robinsons Stores and up to 1% rebate on all other merchants.

Groceries

  • 3% CASHBACK on your purchases at: Robinsons Department Store, Robinsons Supermarket, Handyman, True Value, Toys R Us, Robinsons Appliances, and other Robinsons Brands and affiliated stores.

Shopping

  • Enjoy up to 3% rebate at Robinsons Stores and up to 1% rebate on all other merchants.

Gas

  • Get up to 1% rebate on all your purchases worth ₱3,500 and up.

Travel

  • Get up to 1% rebate on all your purchases worth ₱3,500 and up.

Dining

  • Get up to 1% rebate on all your purchases worth ₱3,500 and up.

Other Features

  • EPP
    • EPP (equal payment plan), exclusive discounts and special promos on Robinsons Retail brands when you shop using your Robinsons Cashback Credit Card.

Card Information

Annual fee ₱2,500.00
Min. monthly income ₱15,000.00 (₱15,000 GROSS FIXED MONTHLY INCOME IF SINGLE, ₱20,000 GROSS FIXED MONTHLY INCOME IF MARRIED)
Min. age for principal holder

21 years old and above

Min. age for supplementary holder

At least 16 years old

Fee for supplementary holder ₱1,250.00
Finance charges 3.88% per month
Must have postpaid account? No
Identification needed One (1) valid and unexpired photo-bearing Proof of Identification
Card Replacement Fee

₱500

Sales Slip Retrieval Fee

₱500

Late payment charge

₱700.00

Cash advance amount

N/A

Cash advance charge

N/A

Cash advance interest charge

N/A

Cashback limit

₱20,000 rebates per year

Rewards points expiry

N/A

Product Review by iMoney Philippines

Cashing In On Your Shopping

Shopping in Robinsons have never been more rewarding with the Robinsons Cashback credit card. If you are conveniently situated nearby a Robinsons mall or supermarket, or if it’s simply a matter of preference, then getting this card should be on top of your list. Use it whenever you need to shop for basic necessities like groceries and food at your favorite Robinsons store and enjoy up to 3% cash rebate! For other merchants, you will also earn a rebate of 1%. Indeed it literally pays when you shop with this card! Plus, you also get to enjoy exclusive discounts and special promos on Robinsons Retail brands all over the country.

Fees and Charges of Robinsons Bank Cashback Card

The interest charge for this credit card is 3.88% per month if the cardholder pays any amount below the required total amount due or the minimum amount due. The membership fee for principal cardholders is ₱2,500 and ₱1,250 for supplementary cardholders per year. If the cardholder does not pay on the due date or pays an amount lower than the required amount due, then a late payment fee of ₱700 will be charged. For charges outside the country or through the internet, there’s a foreign currency mark-up fee of 3% which is on top of the currency conversion rate for non-Peso transactions.

Are you eligible for a Robinsons Bank Cashback Card?

The primary cardholder must be 21 to 65 years of age and have a minimum gross fixed annual income of ₱180,000 if single and ₱240,000 if married. A supplementary cardholder must be at least 16 years of age. Open to Filipino citizens or foreign workers who have been permanent residents for the past 2 years. You need to be a regular employee to apply or have an existing business for at least 2 years. You also need to have a working landline, a postpaid mobile phone, existing email address, and must reside or work near a Robinsons Bank branch.

Make sure to shop at Robinsons Brands and affiliated stores and use your card to get the most rebates. You can purchase from the following stores: Robinsons Department Store, Robinsons Supermarket, Handyman, True Value, Toys R Us, Robinsons Appliances, and other affiliated shops such as South Star Drug, Daiso, Ministop, Rustan’s, and more. In case you purchased from a non-affiliated store, you will still receive up to 1% rebate on all your purchases worth ₱3,500 and up.

Knowing that you can get back even just a small bit of cash from the purchases you make is quite a remarkable feeling. If you find that you are already patronizing these stores on a consistent basis, then getting cashback is a well-deserved reward for being their loyal customer. Aside from the rebate, this card offers seamless and secured shopping with its Mastercard PayPass, one-time password (OTP) through the EMV-chip technology, and SMS alerts for every approved transaction for your worry-free convenience.

If you want to check out similar cards in the market, there are other options that also offer related features and benefits. One of these cards is the Citi Cashback Card and the HSBC Gold Visa Cash Back Credit Card, since both are centered on the cashback aspect that the cardholder can avail.

There are still other card types that you might also be interested in. If you think that this card is not a fit in terms of your lifestyle or spending habit, you can view our list of Robinsons Bank credit cards presented on our site and apply for the one that’s right for your needs.