• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Get as much as 5% rebate on your online purchases.


  • Earn 0.30% rebate monthly when you use your Click card MasterCard in store.
  • Use your credit card to book your plane ticket, hotel or buy an item from your favorite qualified online store.
  • Earn as much as 5% rebate on your online purchases.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 5% of the cash advance amount, whichever is higher

  • Balance Transfer

    • Combine your other credit cards' balances to one payment for as low as 1.90%

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

  • Supplementary Cards

    • Issue up to 5 supplementary cards to manage your family's finances

  • E-Statement

    • Receive your Statement of Account paperless and straight to your email

  • Bills Assist

    • Consolidate your bills payments quickly and easily with Bills Assist online facility

  • Credit Card Services

    • Online facility to update your account, request for Cash Advance PIN and more

  • Customer Service

    • 24/7 Dedicated Customer Service for any inquiries & concerns

  • Security bank Online Banking

    • Allows credit card holders to view their last 10 transactions, outstanding and available balance, cash advance and conversion of straight purchases to installment in real time & download their Statement of Account on demand

Card Information

Annual fee ₱3,000.00
Min. monthly income ₱30,000.00
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

16-65 years old

Fee for supplementary holder ₱1,500.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed TIN, SSS/GSIS, Driver's License, OR Passport
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱600.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 5% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit


Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Your Online Advantage

Security Bank gives you all the right reasons to purchase items online with their Click MasterCard credit card. Designed specifically for the online shopper in mind, use it to purchase items, book plane tickets, or make hotel reservations and enjoy the advantage of receiving up to 5% rebate, credited instantly to your account. You also won’t have to worry about scams or illegal transactions as you benefit from secured online shopping via one-time password (OTP) sent to your personal mobile phone for all your purchases. As for regular in-store transactions, you’ll also earn 0.3% regular monthly rebate when you shop locally or abroad.

Fees and Charges of Security Bank Click Credit Card

The principal cardholder is required to pay an annual membership fee of ₱3,000, while supplementary cardholders are subjected to a ₱1,500 annual membership fee. The annual membership fee for the first year is waived, whereas the monthly interest rate is set at 3.5%. As for the late payment charge, it will be ₱600 or 6% of the minimum amount due, whichever is higher.

Are you eligible for a Security Bank Click Credit Card?

To become a principal cardholder, he/she must be 21 to 65 years of age. A minimum income requirement of ₱30,000 is also required. The person should also be a regular employee for at least 1 year or profitably self-employed for at least 3 years. Open only to Filipino citizens and Philippine resident with verifiable landline number. The supplementary cardholder should be at least 16 to 65 years old.

If you think that this card still doesn't fit your need then we can offer other options that might interest you. You can also have a look at EastWest Bank Practical Card and PNB Essentials MasterCard, both present similarities to what you're looking for.

You can also consider looking at our updated list of the best Security Bank credit card promotions if you're searching for other rewards and privileges that these cards are offering.