• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Get cashback for your everyday expenses!


  • 2% cashback for dining spends.


  • 4% rebate if you use your card in gasoline stations.
  • 5% rebate when you gas up at selected SeaOil branches.


  • 5% rebate on your supermarket spends.


  • 1% rebate on your shopping spends


  • 3% rebate for utility spends.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 5% of the cash advance amount, whichever is higher

  • Balance Transfer

    • Combine your other credit cards' balances to one payment for as low as 1.90%

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

  • Supplementary Cards

    • Issue up to 5 supplementary cards to manage your family's finances

  • E-Statement

    • Receive your Statement of Account paperless and straight to your email

  • Bills Assist

    • Consolidate your bills payments quickly and easily with Bills Assist online facility

  • Credit Card Services

    • Online facility to update your account, request for Cash Advance PIN and more

  • Customer Service

    • 24/7 Dedicated Customer Service for any inquiries & concerns

  • Security bank Online Banking

    • Allows credit card holders to view their last 10 transactions, outstanding and available balance, cash advance and conversion of straight purchases to installment in real time & download their Statement of Account on demand

Card Information

Annual fee ₱3,000.00
Min. monthly income ₱30,000.00
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

16-65 years old

Fee for supplementary holder ₱1,500.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed TIN, SSS/GSIS, Driver's License, OR Passport
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱600.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 5% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit


Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Essential Rewards

Receive guaranteed cashback on your everyday necessities such as groceries, gas, utilities, shopping, and dining with Security Bank Complete Cashback Credit Card. Immediate rebates for your essential expenses are as follows: 5% on groceries and when you gas up at selected SeaOil branches., 4% on gas, 3% on utilities, 2% on dining, and 1% on shopping, all throughout the year. The rebates accumulated will immediately register on your monthly billing statement which provides instant savings on your end. You can also experience worry-free shopping when you travel anywhere in the world as you enjoy international recognition and acceptance, as well as exclusive deals and discounts, through MasterCard’s network of partner merchants worldwide.

Fees and Charges of Security Bank Complete Cashback Credit Card

For the principal cardholder, the annual membership fee is ₱3,000, whereas for the supplementary cardholder, it will be ₱1,500. Interest rate is 3.5% per month and late payment fee is ₱600 or 6% of the minimum amount due, whichever is higher.

Are you eligible for a Security Bank Complete Cashback Credit Card?

If you’re interested to apply as a principal cardholder, you have to be between 21-65 years of age and have a minimum gross income of ₱30,000 per month. Supplementary cardholders must be between 16-65 years old to apply. Up to 5 supplementary cards are allowed.

To help you out in making a decision, our team suggests to consider Citibank Cashback Credit Card and EastWest Bank EveryDay Credit Card, among your choices as these cards display similar qualities that might interest you.

Are you looking for other features? We also recommend that you browse for other Security Bank cash back credit cards to help you compare before making a final decision.