• Min. Monthly Income


  • Interest Rate

    2.5% /month

  • Annual Fee


Feature Highlights
  • VIP Access and Concierge at St. Luke’s Medical Center
  • Lifetime Annual Fee Waiver with minimum spend
  • Access to MIASCOR Airport Lounges with 1 guest at NAIA 1 and Davao International Airport


  • Purchase your airfare ticket using your Security Bank MasterCard World and get to have travel insurance worth ₱10,000,000.00 for free
  • Earn 1 Rewards Point for every ₱20.00 charged with your Security Bank MasterCard World
  • On-call MasterCard Moments Concierge Service to personalize your travel arrangements such as pre-departure information, international travel assistance, visa assistance and more
  • Enjoy worldwide acceptance at over 35.9 million merchants
  • Enjoy exclusive year-round travel deals & privileges with Security Bank MasterCard World and MasterCard Moments


  • On-call MasterCard Moments Concierge Service to assist you in personal, grocery & holiday shopping
  • Get the security you need with eSecure, an online shopping feature that gives you the option to set limits for your online spending
  • Convert purchases to ChargeLight and pay for your transaction on 3 to 24 months installments
  • Purchase items using your Security Bank MasterCard World and get to earn 1 rewards point for every ₱20.00 spent


  • Use your Security Bank MasterCard World every time you dine out and earn 1 rewards point for every ₱20.00 charged to your card
  • With Security Bank MasterCard World, you are entitled to enjoy dining deals and exclusive privileges all year


  • Every time you use your Security Bank MasterCard World for your entertainment purchases, you get to earn 1 Rewards Point for every ₱20.00 spent
  • Entertainment privileges and exclusive deals are available to Security Bank MasterCard World cardholders all year
  • On-call MasterCard Moments Concierge Service to assist you on reserving for concert tickets, renting free movies and more


  • Bills Assist Online Facility provides the convenience of easy payment with just a simple, one time enrollment for all your utility bills
  • Charge your utility expenses to your Security Bank MasterCard World and earn 1 rewards point for every ₱20.00 spent


  • Spend for your groceries using your Security Bank MasterCard World and get to earn 1 rewards point for every ₱20.00 charged to your card

Other Features

  • Balance Transfer

    • Transfer your other credit cards' balances and combine them into one payment for as low as 1.9% interest rate.

  • Flexible Payment Options

    • 0% Installment at participating merchants and ChargeLight Installment Plans.

  • Supplementary Card

    • Get up to 5 extra supplementary cards for your immediate family and have better control over your family's finances.

  • Cash Advance

    • Up to 50% of your credit limit.

  • Credit Limit

    • High Credit Limit. A limit to match your lifestyle.

  • MasterCard Moments

    • Exclusive access to MasterCard promos worldwide.

  • Security Bank Online Banking

    • With online banking, you may download your Statement of Account on demand and cardholders can access their outstanding and available balance, last 10 transactions, cash advance and conversion of straight purchases to installment all in real time.

  • Customer Service

    • 24/7 Dedicated Customer Service for any inquiries & concerns
    • Personalized Concierge Service at St. Luke’s Medical Center

  • Bills Assist

    • Consolidate your bills payments quickly and easily with Bills Assist online facility

  • Dual Currency Billing Options

    • Get the option to pay for international transactions in US Dollars

  • Credit Card Services

    • Cardholders can now update their profile, enroll for eStatement of Account, change their mailing address, request for credit limit increase and Cash Advance Pin in just a click

Card Information

Annual fee ₱5,000.00 (First supplementary fee waived for life)
Min. monthly income ₱250,000.00
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

16-65 years old

Fee for supplementary holder ₱2,500.00
Finance charges 2.5% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱500.00 or 7.5% of outstanding amount, whichever is higher

Cash advance amount

50% of your credit limit

Cash advance charge

₱500.00 or 3% of the cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 2.50%

Cashback limit


Rewards points expiry

No Expiration

Product Review by iMoney Philippines

The World Is Yours

With Security Bank World Mastercard, you can experience world-class perks and privileges that matches your lifestyle. Whatever your interest, be it dining, shopping, or travel, you can enjoy exclusive deals and discounts through MasterCard Moments and World MasterCard Exclusive Offers. With this credit card, you can take advantage of its high credit limit to purchase valuable items for you or your loved ones. Your purchases also earn non-expiring Rewards Points that you can accumulate and exchange for various rewards. Another important benefit is you get VIP medical services at St. Luke’s Medical Center for your urgent hospitalization needs.

Fees and Charges of Security Bank World Mastercard

Annual membership fee is ₱5,000 for principal cardholder. Free annual membership fee for life for the first supplementary cardholder. Succeedingly for the supplementary cardholder, it will be ₱2,500 annually but waived on the first year. Monthly interest rate is 2.5% and late payment fee is ₱500 or 7.5% of the minimum amount due, whichever is higher.

Are you eligible for a Security Bank World Mastercard?

To be eligible as a principal cardholder, you need to have ₱250,000 minimum gross monthly income and between 21-65 years old. Supplementary cardholders must be 16-65 years of age. You can have up to 5 supplementary cardholders.

To help you out, our team prepared some recommendations that you can also look into: Union Bank Miles + Platinum Visa Credit Card and RCBC World Credit Card, both provide similar benefits that you're interested in.

Still considering other options? You can view relevant Security Bank credit card application requirements on our website to help you make the right decision easier.