• Min. Monthly Income

    ₱50,000.00

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱1,500.00

Feature Highlights
  • Get a free room gift certificate without any spend requirement upon your first annual fee payment
Dining
6/10
Travel
6/10
Shopping
4/10

Dining

  • Free lunch or buffet dinner for two (2) at Cebu Parklane’s Manuel's Restaurant on your birth month.
  • 10% off on food and beverage in all Cebu Parklane's dining outlets (also applicable to room service)
  • Free lunch or dinner buffet gift certificate at Manuel’s Restaurant for every purchase of Cebu Parklane's Lifestyle Plus Rewards Kit (kit includes a discount card and booklet) worth P8,500 using the Cebu Parklane International Hotel Visa Card
  • Earn one (1) rewards point for every ₱20 spend on the card in all establishments and two (2) rewards points when card is used at Cebu Parklane

Travel

  • 15% off on over-the-counter room rate at Cebu Parklane International Hotel
  • Get a free room gift certificate without any spend requirement upon your first annual fee payment or upgrade to a Parklane Room for a minimal cost of ₱500.
  • Earn one (1) rewards point for every ₱20 spend on the card in all establishments and two (2) rewards points when card is used at Cebu Parklane and redeem your points for Cebu Parklane gift certificates.

Shopping

  • They’ve lined up a whole lot of discounts, perks and freebies in shopping, leisure and service outlets nationwide
  • Earn one (1) rewards point for every ₱20 spend on the card in all establishments and two (2) rewards points when card is used at Cebu Parklane

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱1,500.00
Min. monthly income ₱50,000.00
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱750.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱200.00

Late payment charge

₱750.00

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Balance of Business and Pleasure

If you frequent hotels for business meetings or if you’re just looking to unwind, Cebu Parklane International Hotel provides the perfect balance for both. And with Union Bank Cebu Parklane International Hotel Credit Card, you can benefit from all the perks and privileges it has to offer. Whether for business or relaxation, experience the rich and fascinating lifestyle that Cebu city has in store. With this card, you can get free room gift certificate as a welcome treat without any minimum spend requirement. There are also exclusive perks such as optional room upgrades for a minimal cost as well as all-year discounts of up to 15% on room rates, 10% on dining, plus free lunch and dinner buffet gift certificates. Your birthday will also be a treat as you receive free lunch or dinner buffet for 2, during your birth month. Convenient payment packages are also available such as 0.99% interest per month for room accommodations, vacation packages, and even event bookings, payable in 12 or 18 months instalment term. Using your card on any establishment also earns you 1 rewards point for every ₱20 charged and 2 rewards points when used at Cebu Parklane. You can then exchange your accumulated points for Cebu Parklane gift certificates.

Fees and Charges of Union Bank Cebu Parklane International Hotel Credit Card

The annual membership fee for the principal cardholder is ₱1,500 and ₱750 for the supplementary cardholder. Effective interest rate is 3.5% per month and late payment charge is ₱750.00.

Are you eligible for a Union Bank Cebu Parklane International Hotel Credit Card?

You can apply as a principal cardholder if you have a minimum gross income of ₱50,000 per month and at least 18 to 60 years old. You can apply for any number of supplementary credit cards as long as the cardholder is at least 14 to 60 years of age.

Not what you're looking for? We want to make the process easier for you and our team recommends that you check out EastWest Bank Gold Credit Card and American Express® Cashback Credit Card, which have similar features that you might be interested in.

If you still want to search for other options, you can also view all available Union Bank credit cards on our website and find the best one that suits you.