• Min. Monthly Income

    ₱50,000.00

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱1,500.00

Feature Highlights
  • Enjoy discounts and get freebies at North Face
Shopping
7/10
Entertainment
5/10
Travel
4/10

Shopping

  • 5% discount when you shop in The North Face, The Travel Club, and R.O.X. stores
  • Free The North Face premium item for every ₱10,000 accumulated purchase in TNF stores within 3 consecutive months with your TNF Credit Card.
  • Free The Travel Club (TTC) premium item for every ₱10,000 accumulated purchase in TTC stores within 3 consecutive months with your TNF Credit Card.
  • Earn one (1) Rewards Point for every ₱20 spend on your card in all establishments.

Entertainment

  • Earn one (1) Rewards Point for every ₱20 spend on your card in all establishments.
  • 30% discount on fees and priority registration in TNF initiated events

Travel

  • Earn one (1) Rewards Point for every ₱20 spend on your card in all establishments.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱1,500.00
Min. monthly income ₱50,000.00
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱750.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱200.00

Late payment charge

₱750.00

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

The Face Of Adventure

If you live and breathe for your next adventure, then Union Bank North Face Credit Card is a perfect match. On planning where to explore next, using the appropriate gear is vital and you have to make sure you’re getting the right one. North Face is the prime choice when it comes to performance gear and equipment whether for running, climbing, or exploration. With this card, you can enjoy special perks and promotions such as free welcome gift, and exclusive all-year deals of up to 5% discount when you shop in The North Face, The Travel Club, and R.O.X. stores. You’ll also receive 30% discount on event fees as well as priority registration. If you have accumulated ₱10,000 worth of purchase within 3 consecutive months, you’re entitled to receive a free premium item from The North Face or The Travel Club. You’re also entitled to special birthday perks as you get 20% discount on all regular priced items during your birth month. Purchases from any store will also earn you 1 Rewards Point for every ₱20 charged to your card. Use these points to redeem free gift certificates to use in any of the The North Face branches.

Fees and Charges of Union Bank North Face Credit Card

The annual membership fee is waived for the first year. Subsequently, it will be ₱1,500 for the principal cardholder and ₱750 for the supplementary cardholder. Monthly effective interest rate is 3.5% and late payment charge is ₱750.00.

Are you eligible for a Union Bank North Face Credit Card?

You’re required to have a minimum gross monthly income of ₱50,000 to apply as a principal cardholder. You must also be 18 to 60 years of age. The number of supplementary cardholders is unlimited but should be at least 14 to 60 years old.

Need help in picking the right card? Here are alternative options that our team suggests that you look at: PNB The Travel Club Platinum Credit Card and Metrobank Robinsons Cebu Pacific Classic / Gold Credit Card, as both cards offer similar features that you may find relevant.

If you want to get more savings from your card, consider getting a low interest Union Bank credit card through the complete Union Bank card line-up offered on our website.