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Min. Monthly Income
₱50,000.00
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Interest Rate
3.5% /month
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Annual Fee
₱1,500.00
Feature Highlights
- Earn discounts and rebates on your gas purchases at Phoenix
Gas
- Earn 3% rebate every time you gas up at Phoenix
- Receive a FREE fuel voucher worth ₱500 when your card is approved.
- Get 10% discount on Phoenix Lubricants and Services at Phoenix Stations
Travel
- Comes with a free 24-hour towing and road side assistance privilege.
Other Features
Cash Advance
30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher
Installment Plan
Pay up to 36 monthly installment terms at 0% interest
Auto-charge Facility
Auto-charge your utility bills to your UnionBank credit card.
Credit Life Insurance
Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability
Unlimited Number of Supplementary Card
- Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!
Card Information
| Annual fee | ₱1,500.00 |
| Min. monthly income | ₱50,000.00 |
| Min. age for principal holder | 18-60 years old |
| Min. age for supplementary holder | 14-60 years old |
| Fee for supplementary holder | ₱750.00 |
| Finance charges | 3.50% per month |
| Must have postpaid account? | Yes |
| Identification needed | Tax Identification Number (TIN) and SSS/GSIS No. |
| Card Replacement Fee | ₱400.00 |
| Sales Slip Retrieval Fee | ₱200.00 |
| Late payment charge | ₱500.00 or 6% of outstanding amount, whichever is higher |
| Cash advance amount | 30% of credit limit |
| Cash advance charge | ₱300.00 or 6% of cash advance amount, whichever is higher |
| Cash advance interest charge | Same as credit card interest, 3.50% |
| Cashback limit | N/A |
| Rewards points expiry | No Expiration |
Product Review by 
Gas Privileges Galore
If you consider gas spending as one of your major expense, Union Bank Phoenix Petroleum Credit Card can help ease the load with exclusive deals and benefits specifically focused towards every motorist’s need. As a welcome gift, you automatically receive a free fuel voucher worth ₱500 once your card gets approved. Use your card when you gas up at Phoenix Stations and earn 3% rebate. Feel safe and secure while on the road as you enjoy 24/7 towing and roadside assistance. You’ll also receive 10% discount on lubricants and services at Phoenix Stations as well as exclusive deals and promos at partner establishments. For convenience, you can even use your card to get 0% installment plan on your comprehensive car insurance payments for up to 12 months.
Fees and Charges of Union Bank Phoenix Petroleum Credit Card
Annual membership fee is free for the first year. On the following year, it will be ₱1,500 for the principal cardholder and ₱750 for the supplementary cardholder. Interest rate (effective) is 3.5% per month and late payment charge is 6% of the minimum amount due or ₱500, whichever is higher.
Are you eligible for a Union Bank Phoenix Petroleum Credit Card?
To be eligible as a principal cardholder, you need to have ₱50,000 minimum gross monthly income and should at least be 18-60 years old. The number of supplementary cardholder is unlimited as long as they’re between 14-60 years of age.
Are you considering a card from another bank? Based on the features you're looking for, here are similar recommendations that may also interest you, Citibank Shell Credit Card and Security Bank SeaOil Credit Card. We're ready to assist in helping you find the right card for your need.
Considering other options? We also suggest that you view the rest of our Union Bank credit card application requirements available on the website and choose which card matches your requirements.