A credit card for Rewards 
Union Bank Racks Visa Card
₱50,000
Min. Monthly Income₱1,500
Annual Fee3.5%
Interest RateRequired
Existing Cardholder Key Features
- ₱20 = 1 point on every spend
- Free dishes for a minimum purchase at Racks
More Highlights
- Enjoy the best ribs in town and other dining perks with your Racks Visa Card
Eligibility
21 - 60 years
Min. Age (Principal Holder)₱50,000
Min. Monthly IncomeRequired
Existing CardholderOther Eligibility Information
Tax Identification Number (TIN) and SSS/GSIS No.
Identification Needed18-60 years old
Principal Holder
14-60 years old
Supplementary Holder
Fees and Charges
₱750.00
Supplementary3.50% per month
Finance ChargesOther Fees and Charges
Supplementary
₱750.00Finance Charges
3.50% per monthLate Payment
₱750.00Cash Advance Amount
30% of credit limitCash Advance Charge
₱300.00 or 6% of cash advance amount, whichever is higher
Cash Advance Interest
Same as credit card interest, 3.50%Card Replacement Fee
₱400.00Sales Slip Retrieval Fee
₱200.00Rewards Points Expiry
No Expiration
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Union Bank Racks Visa Card