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A credit card for Rewards

Union Bank Racks Visa Card

₱50,000

Min. Monthly Income

₱1,500

Annual Fee

3.5%

Interest Rate

Required

Existing Cardholder

Key Features

  • ₱20 = 1 point on every spend
  • Free dishes for a minimum purchase at Racks

More Highlights

  • Enjoy the best ribs in town and other dining perks with your Racks Visa Card

    Eligibility

    21 - 60 years

    Min. Age (Principal Holder)

    ₱50,000

    Min. Monthly Income

    Required

    Existing Cardholder

    Other Eligibility Information

    • Tax Identification Number (TIN) and SSS/GSIS No.
      Identification Needed
    • 18-60 years old
      Principal Holder
    • 14-60 years old
      Supplementary Holder

    Fees and Charges

    ₱750.00

    Supplementary

    3.50% per month

    Finance Charges

    Other Fees and Charges

    • Supplementary
      ₱750.00
    • Finance Charges
      3.50% per month
    • Late Payment
      ₱750.00
    • Cash Advance Amount
      30% of credit limit
    • Cash Advance Charge
      ₱300.00 or 6% of cash advance amount, whichever is higher
    • Cash Advance Interest
      Same as credit card interest, 3.50%
    • Card Replacement Fee
      ₱400.00
    • Sales Slip Retrieval Fee
      ₱200.00
    • Rewards Points Expiry
      No Expiration

    Other Features

    + Expand all
    Cash Advance
    Installment Plan
    Autocharge Facility
    Credit Life Insurance
    Unlimited Number of Supplementary Card
    Union Bank Racks Visa Card

    Product Review by

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    Union Bank Racks Visa Card
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