|Margin of Finance:||80%|
|Loan Tenure:||Up to 25 Years|
|Suitable for:||Purchase of House & Lot / Condominium, House Construction, Purchase of Lot, Refinancing, House Renovation / Expansion, Reimbursement.|
|Age||21 - 65 years old|
|Employment||If employed, must have a tenure of at least 2 years.|
|Citizenship||Filipino Individuals or Foreigners with 3 years residency in the Philippines (foreigners qualify if loan purpose is acquisition of a Condominium Unit)|
A Chinabank HomePlus Loan will allow you to borrow as much as 80% of the appraised value of your property with low interest rates and long terms.
Yes, if you are:
If you have applied for a Chinabank Housing Loan, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:
If Locally Employed:
If Self-employed (sole proprietorship):
If Self-employed (partnership/corporation):
You can use the Chinabank housing loan calculator to calculate your monthly repayments, based on your desired property value and loan amount. Once you are ready to apply, you can make a free enquiry through iMoney, and our customer representatives will call you back. Applying for a housing loan with iMoney is absolutely free of charge.
If you're planning to take a look at other available options, we can suggest that you check out Chinatrust Bank housing loan and compare if it's a better match. However if you want more choices, you can also view the whole list of housing loan in the Philippines available on our website.
Consult your nearest Chinabank branch for more details on how to repay your loan.