|Margin of Finance:||80%|
|Loan Tenure:||Up to 20 Years|
|Suitable For:||Purchase of House & Lot / Condominium, House Construction, Purchase of Lot, Refinancing, House Renovation / Expansion, Reimbursement.|
|Age||21 - 65 years old|
|Employment||If employed, permanent in status and with more than or equal to one (1) year tenure with present employer or three (3) years combined work experience including the most recent employer. If self-employed, business must be at least 3 years in operations.|
|Monthly Income||Earning a minimum gross monthly family income of Php50,000|
With HSBC's Housing Loan, you have access to flexible features and world-class benefits that allow you to customize your loan to fit your unique needs and requirements.
Yes, if you are:
If you have applied for an HSBC Housing Loan, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:
If Locally Employed:
You can use the HSBC housing loan calculator to calculate your monthly repayments, based on your desired property value and loan amount. Once you are ready to apply, you can make a free enquiry through iMoney, For properties purchased through our accredited developers, you may get in touch with one of our Mortgage Specialists while for existing Advance or Premier Clients, you may contact your Branch of account or Relationship Manager.
If you are not sure whether this home loan by HSBC is your best option, you can also check out Maybank housing loan to find out which is a better fit. If you want other alternatives, you can view the full list of housing loan options from other banks, available on our website.
You can sign up for an automatic debit arrangement from your HSBC savings or checking account to pay your monthly amortizations quickly and conveniently.