Security Bank Home Loan
Calculate Security Bank Housing Loan repayments. Apply for free.
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Interest Rate (p.a)
5.25%
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Min Loan Amount
₱1000000
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Margin of Finance
80%
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Fixed Term (years)
None
Whats so great about Security Bank Home Loan?
- Best fixed housing loan for the first 5 years.
- No Lock-In Period
Product Features
| Margin of Finance: | 80% |
| Loan Tenure: | Up to 20 Years |
| Suitable For: | Purchase of House & Lot / Condominium, House Construction, Purchase of Lot, Refinancing, House Renovation / Expansion, Reimbursement. |
Eligibility
| Age | 21 - 65 years old |
| Employment | Continuously employed for at least 2 years. For the self-employed, must be operating a legitimate and profitable business for the last 3 years. |
| Monthly Income | Earning a combined monthly income of Php50,000 |
Product Review by
How Much Can I Borrow With A Security Bank Housing Loan?
Maximum of 80% for your desired property
What Documents Will I Need to Prepare?
A. Requirements for locally-employed borrowers
- Completely filled out and signed application form
- Clear copy of one valid ID (photo-bearing government issued)
- Any ONE of the following income documents:
- Latest Certificate of Employment and Compensation
- Latest Income Tax Return
- Latest 3 months payslips
- Latest 3 months bank statements
- For credit commission income, submit latest 6 months payslips
- Mortgage Redemption Insurance (MRI) Application Form
- Relevant collateral documents (section E)