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  • Interest Rate (p.a)

    5.25%

  • Min Loan Amount

    ₱1000000

  • Margin of Finance

    80%

  • Fixed Term (years)

    None

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Loan calculator
Loan amount

₱

Loan Tenure (years)
Fixed Term (years)
Interest Rate (p.a)

5.25%

Monthly Repayment

₱10,729

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Whats so great about Security Bank Home Loan?
  • Best fixed housing loan for the first 5 years.
  • No Lock-In Period

Product Features

Margin of Finance: 80%
Loan Tenure: Up to 20 Years
Suitable For: Purchase of House & Lot / Condominium, House Construction, Purchase of Lot, Refinancing, House Renovation / Expansion, Reimbursement.

Eligibility

Age 21 - 65 years old
Employment Continuously employed for at least 2 years. For the self-employed, must be operating a legitimate and profitable business for the last 3 years.
Monthly Income Earning a combined monthly income of Php50,000

Product Review by iMoney

How Much Can I Borrow With A Security Bank Housing Loan?

Maximum of 80% for your desired property

What Documents Will I Need to Prepare?

A. Requirements for locally-employed borrowers

  • Completely filled out and signed application form
  • Clear copy of one valid ID (photo-bearing government issued)
  • Any ONE of the following income documents:
    • Latest Certificate of Employment and Compensation
    • Latest Income Tax Return
    • Latest 3 months payslips
    • Latest 3 months bank statements
    • For credit commission income, submit latest 6 months payslips
  • Mortgage Redemption Insurance (MRI) Application Form
  • Relevant collateral documents (section E)