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Cash Express

Getting the loan is fast, easy and convenient. Simple and quick solution!

  • icon Interest Rate
    Interest Rate
  • icon Min Loan Amount
    Min Loan Amount
  • icon Min. monthly income
    Loan Tenure
    7 - 14 days
  • icon Processing Time
    Processing Time
    24 hours

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Whats so great about Cash Express?

  • No income requirement

Product Features

Min. Financing Amount ₱ 1000
Max. Financing Amount ₱ 10000
Min. Loan Tenure 7 days
Max. Loan Tenure 14 days

Fee & Charges

Processing Fee N/A


Guarantor/Collateral Requirement No

Other Requirements

Need to open linked bank account? Yes

Review by iMoney

Cash-Express is a convenient and reliable financial service that provides quick access to cash when you need it the most. With Cash-Express, you can easily borrow money without the hassle of traditional loan applications and lengthy approval processes.

The concept behind Cash-Express is simple yet effective. It operates as an online platform where borrowers can request a loan by filling out a straightforward application form. The process is designed to be user-friendly, allowing individuals to apply for funds from the comfort of their own homes.

Once your application is submitted, Cash-Express employs advanced algorithms to assess your eligibility and determine an appropriate loan amount. This innovative technology allows for quick decision-making, often providing instant approvals within minutes.

Upon approval, the requested funds are swiftly deposited into your designated bank account. This means that you can have access to the cash you need in no time, allowing you to address any urgent financial needs or unexpected expenses that may arise.

Repayment terms with Cash-Express are flexible and tailored to suit your individual circumstances. You have the option to repay the loan in manageable installments over a specified period or pay it off in full whenever it is convenient for you.

In summary, Cash-Express offers a streamlined and efficient solution for those seeking immediate financial assistance. With its user-friendly interface, swift approval process, and flexible repayment options, Cash-Express stands as a reliable choice for individuals looking for quick access to cash when they need it most.

Learn more about the features and benefits of Cash-Express online loan:

  • Fast application process with approval in just 15 minutes.
  • 0% interest per day on the principal for the first 7 days.
  • No income requirement, no collateral required.
  • Loanable amount starting from ₱1,000 up to ₱20,000.
  • Loan term starting from 7 up to 14 days.

Here are some frequently asked questions about Cash-Express online loan:

Cash-Express Online Loan FAQ

How can I apply for a Cash-Express loan?

Applying for a Cash-Express loan is a simple and straightforward process. By following these steps, you can easily complete your loan application and get the funds you need:

  1. Visit the Cash-Express website: Start by visiting the official website of Cash-Express. This is where you will find all the necessary information and resources to apply for a loan. Alternatively, you can also apply directly with the iMoney application form. Upon receiving your application, our friendly Customer Care agents will assist you with the next steps.
  2. Create an account: If you are a new customer, you will need to create an account on the website. This will require providing some basic personal information such as your name, contact details, and identification documents.
  3. Fill out the application form: Once your account is created, proceed to fill out the loan application form. This form will require details about your employment status, income, desired loan amount, and repayment terms.
  4. Provide supporting documents: In order to verify your eligibility for a loan, Cash-Express may request additional supporting documents such as bank statements or proof of income. Make sure to provide these documents accurately and promptly to expedite the approval process.
  5. Review and submit: Before submitting your application, take some time to review all the information provided in order to ensure its accuracy. Once you are satisfied with everything, click on the submit button.
  6. Wait for approval: After submitting your application, Cash-Express will review it thoroughly and assess your eligibility for a loan based on their criteria. This process typically takes a short amount of time but may vary depending on various factors.
  7. Receive funds: If your loan application is approved, you will receive notification from Cash-Express regarding the approval status along with instructions on how to receive your funds.

Applying for a Cash-Express loan is designed to be quick and convenient so that you can get access to much-needed funds without unnecessary delays or complications.

What are the eligibility requirements for a Cash-Express loan?

When it comes to applying for a Cash-Express loan, there are certain eligibility requirements that you need to meet. These requirements are put in place to ensure that borrowers can responsibly manage their loans and have a higher likelihood of repayment. By understanding these eligibility criteria beforehand, you can streamline your loan application process and increase your chances of approval.

Cash-Express loan eligibility requirements:

  • Age 21-70 years old.
  • Filipino and currently living in the Philippines.
  • Currently employed or with a stable source of income.
  • Must have an active personal mobile number.
  • Must have an active personal bank account or personal e-wallet.
  • Must have a valid government ID (e.g. Passport, National ID, Driver’s licence, SSS, UMID, Postal ID, PRC ID.
  • You must provide the picture of at least 1 of the IDs listed above and a selfie holding the same ID.

It's important to note that these eligibility requirements may vary depending on the specific terms and conditions set by Cash-Express. Therefore, it's advisable to carefully review the lender's website or contact their customer service team for accurate and up-to-date information regarding their specific eligibility criteria.

By understanding the eligibility requirements for a Cash-Express loan upfront and ensuring you meet them before submitting an application, you can save time and increase your chances of securing the funds you need in a timely manner.

How Much Can I Borrow with Cash-Express?

Cash-Express offers flexible borrowing options tailored to meet your unique circumstances. The loanable amount ranges from ₱1,000 up to ₱20,000. Whether you need a small loan for emergency expenses or a larger amount, Cash-Express has you covered.

The approved amount you can borrow with Cash-Express will depend on several factors, including your income, credit history, and the specific loan product you choose. The goal is to ensure that you can access the funds you need while also considering your ability to repay the loan comfortably.

What Are the Interest Rates and Fees Associated with Cash-Express Loans?

Interest rates: Cash-Express offers competitive interest rates on their loans, ranging from 1% to 1.99% per day. The specific rate you'll be offered will depend on factors such as your creditworthiness and the type of loan you apply for.

Fees: Like any lending institution, Cash-Express may have certain fees associated with their loans, including application fees, origination fees, and late payment fees. To get a complete understanding of the fees involved, it's advisable to contact Cash-Express directly or visit their website for detailed information specific to the loan product you are interested in.

When considering any loan, it's important to carefully review the terms and conditions, including interest rates and fees.

How Long Does It Take to Get Approved for a Cash-Express Loan?

Getting approved for a loan can be a time-sensitive matter, especially when you're in need of immediate financial assistance. At Cash-Express, we understand the importance of quick and efficient loan approvals.

Typically, the approval process for a Cash-Express loan can be completed within minutes. The application process has been designed to be simple and straightforward, allowing you to submit your information and receive an instant decision.

Once you have submitted your application online or through our mobile app, their team will review your information promptly and take into account various factors such as your credit history and income level to determine your eligibility for a loan. In most cases, if all the required information is provided accurately and meets the criteria, you can expect to receive an approval notification within minutes. This means that you can quickly move forward with accessing the funds you need without unnecessary delays or waiting periods.

Can I Extend or Renew My Cash-Express Loan if Needed?

Yes, you can extend or renew your Cash-Express loan if needed. It is understandable that financial situations can change, and sometimes you may need more time to repay your loan. They can offer flexible options for their customers to extend or renew their loans.

If you find yourself in a situation where you are unable to repay your loan on the agreed-upon date, simply reach out to their customer service team, and they will be happy to discuss your options and help you find a solution that works for both parties. Extending or renewing your loan allows you to extend the repayment period, giving you more time to manage your finances and fulfill your obligations. It's important to note that there may be additional fees associated with extending or renewing your loan, so it's essential to review the terms and conditions before making any decisions.

What Happens If I Am Unable to Repay My Cash-Express Loan on Time?

Cash-Express loans can be a convenient solution to meet immediate financial needs. However, if you find yourself unable to repay the loan on time, it's important to understand the potential consequences.

Late fees and additional interest charges may accrue, increasing the overall amount you owe. One of the significant impacts of not repaying a Cash-Express loan is its effect on your credit score.

Late or missed payments can result in negative marks on your credit history, which can make it challenging to obtain future loans or credit cards. These negative marks may stay on your credit report for several years, further impacting your financial opportunities.

In some cases, when you fail to repay a Cash-Express loan, the lender may enlist the services of debt collection agencies. These agencies have the legal authority to pursue repayment through various means, including phone calls, letters, and even legal actions if necessary. Dealing with debt collectors can be stressful and potentially harm your reputation.

To avoid these consequences, it is essential to communicate with Cash-Express as soon as you anticipate difficulties in repaying your loan. They may offer alternative payment plans or options that can help alleviate some of the financial burden.

Are there any penalties for early repayment of a Cash-Express loan?

Life can bring unexpected challenges that make timely loan repayment difficult. With Cash-Express, you can repay your loan early without extra charges or penalties. We empower borrowers with financial flexibility.

Unlike traditional lenders who discourage early repayment with hefty penalties, at Cash-Express Loan, we support proactive financial management. Choose us for quick funds and peace of mind, knowing there are no hidden fees or penalties for early repayment.

Is my personal information safe and secure when applying for a Cash-Express loan online?

When it comes to applying for a Cash-Express loan online, one of the most common concerns that borrowers have is the safety and security of their personal information. Protecting your sensitive data is their utmost importance, and rest assured that they are safeguarding your personal information at all times.

They have implemented stringent data protection measures to ensure that your personal information remains safe and secure throughout the loan application process. We adhere to industry best practices and comply with all relevant regulations to maintain the highest level of security for our customers.

Is Cash-Express Loan Online the right product for me?

Are you in need of quick funds to meet your urgent financial obligations? Look no further than Cash-Express Loan, the reliable lending service that understands your needs. With their user-friendly platform, you can easily apply for a loan and get approved in minutes. But what sets Cash-Express Loan apart from other lenders is our commitment to providing flexible repayment options that cater to your individual circumstances.

Cash-Express is an online lending platform that offers fast and easy loans 24/7. The platform charges a low interest rate of just 1% per month with no additional fees. The loan application process is simple and can be completed in just four easy steps: account creation, personal data submission, employment details submission, and money transfer. Cash-Express requires only a valid ID card and a bank or e-wallet account as eligibility criteria for loan approval. The service is available to Filipino residents aged between 21 and 70 years who are employed or selected professionals.

With Cash-Express, you can get the funds you need quickly and easily without leaving your home. The application process is simple and straightforward, and you can complete it in just a few minutes. Plus, with the ability to borrow anywhere between PHP 1,000 and PHP 20,000 and extend due dates at any convenient moment, Cash-Express is sure to usher in financial security in turbulent times.