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Digido

Get your first loan with 0% interest rate for 7 days!

  • icon Interest Rate
    Interest Rate
    1.50%
  • icon Min Loan Amount
    Min Loan Amount
    ₱10000
  • icon Min. monthly income
    Loan Tenure
    7 - 180 days
  • icon Processing Time
    Processing Time
    24 hours

Loan Calculator

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Whats so great about Digido?

  • No income requirement

  • Get your first loan with 0% interest rate for 7 days!

  • In only 4 minutes you can receive up to ₱ 10 000.00 on your bank account

Product Features

Min. Financing Amount ₱ 10000
Max. Financing Amount ₱ 25000
Min. Loan Tenure 7 days
Max. Loan Tenure 180 days
Interest Rate 0% Interest for the first loan. Terms and conditions apply
Approval Duration 24 hours
Debt Consolidation No

Fee & Charges

Processing Fee 0% for the first loan
Disbursement & misc. fee N/A

Eligibility

Age requirement Age 22 - 70

Other Requirements

Need to open linked bank account? No

Review by iMoney

Digido Instant Online Loan is a convenient financial assistance solution for individuals in need. This user-friendly online platform offers quick access to loans.

Learn more about the features and benefits of Digido Instant Online Loan:

  • Loanable amount from ₱10,000 to ₱25,000
  • Flexible repayment terms of 3 to 6 months
  • New borrowers can enjoy a 0% interest rate on their first loan within 7 days
  • It's designed to simplify the borrowing process, with fast approval times (typically within 24 hours)
  • Funds are disbursed within 1 to 2 business days.

Here are some frequently asked questions about Digido Instant Online Loan:

Digido Instant Online Loan FAQ

How does the loan application process work on Digido?

Applying for a loan with Digido is straightforward. You can apply directly using the iMoney online application form. Once your application is received, our friendly Customer Care agent will contact you to assist on the processing of your application. Alternatively, you can also start by creating an account on their website or mobile app, then fill out an online application form with personal and financial details. After submitting, Digido assesses eligibility based on factors like credit score, income verification, and age (applicants must be between 22 and 70 years old). Once approved, you'll receive a loan agreement detailing the terms and conditions.

What are the eligibility requirements for obtaining a loan from Digido?

To be eligible for a Digido loan, you need to meet certain criteria, including a good credit score, stable income, and the specified age range. Digido's straightforward process also requires accurate personal information and documentation.

What is the maximum loan amount that can be availed through Digido?

The loan amount you can access through Digido varies depending on factors like your credit score, income, and ability to repay. The range typically falls between ₱10,000 and ₱25,000.

What is the repayment period for loans obtained through Digido?

Digido offers flexibility with repayment periods, ranging from 3 to 6 months. This allows borrowers to choose a term that aligns with their financial situation.

Are there any additional fees or charges associated with the loan product?

While Digido provides transparent terms and conditions, specific fees and charges may vary. It's important to review your loan agreement for detailed information.

How quickly can I expect to receive the funds from Digido once my loan application is approved?

Digido strives for a swift process. After your application is approved (typically within 24 hours), funds are disbursed directly to your bank account within 1 to 2 business days.

Can I apply for a loan if I have a bad credit history or no credit history at all?

Yes, Digido considers more than just your credit history. They evaluate factors such as income and employment stability. There are options for individuals with less-than-perfect credit.

Is collateral required to secure a loan from Digido?

Digido offers both secured and unsecured loans. Collateral may be necessary for secured loans, but unsecured loans are based on creditworthiness.

Can I use the loan obtained from Digido for any purpose?

Absolutely, you can use the loan for various legitimate needs. However, responsible use and timely repayment are essential to avoid financial difficulties.

Is Digido Instant Online Loan the right product for me?

Digido Instant Online Loan provides a convenient and efficient solution for those seeking financial support. Whether you have unexpected expenses, want to consolidate debt, or have personal reasons for needing a loan, Digido aims to deliver reliable service with customer satisfaction as a priority.