• Interest Rate (p.a)


  • Min Loan Amount


  • Loan tenure

    12 months - 12 months

  • Margin of Finance

    10 minutes to 1 working day

Loan calculator
Loan amount

Loan tenure


Monthly salary - ₱30,000
Interest Rate (p.a)


Monthly Repayment


Total Interest Payable ₱-
Total Amount Payable ₱-
What's so great about Finbro Online Loan:
  • Get application approved within few minutes
  • Only takes one valid ID and selfie to apply
  • No payslips and collateral required

Product Features

Min. financing amount ₱ 1000
Max. financing amount ₱ 50000
Min. loan tenure 12 months
Max. loan tenure 12 months
Interest rate 0% Interest for loans Php 10,000 and up. Terms and conditions apply
Approval duration 10 minutes to 1 working day
Debt consolidation No

Fees & Charges

Processing fee 0% for the first loan
Disbursement & misc. fee N/A


Min. salary requirement ₱ 15000

Other Requirements

Need to open linked bank account? No

Product Review by iMoney

Finbro is an online lending platform in the Philippines that helps you get quick loans to cover unexpected expenses. With our simple application process, fast approval timeline, and convenient payment options—including cash withdrawals at any bank branch or ATM, online deposits into your bank account, and direct transfers to e-wallets—you can feel confident in your ability to obtain a loan.

With Finbro Online Loan, customers can borrow as little as ₱1,000 to ₱50,000 with terms ranging from 30 days to 12 months. You can apply for a loan using your smartphone or laptop and receive the money through your bank account or major e-wallets such as GCash and Maya. The application process is quick and easy with fast approval that takes only 10 minutes up to 1 working day.

For their initial promotion, they are offering zero interest and no processing fees (loan amount ₱10,000 and up) for first time clients.

Advantages Of Applying With Finbro Online Loan:

  • No income requirement.
  • Fast application and approval process.
  • For first timers: 0% Interest and No Processing Fee for loans ₱10,000 and up.
  • Simple documentary requirements: Just submit one valid ID and a Selfie.

More options in the market mean more competition, which always favors consumers. For more information on what Finbro Online Loan offers, you can view additional details of their loan product in the frequently asked question below.

Finbro Online Loan FAQ

What is Finbro?

FinBro is an online lending platform that makes it easy for Filipinos to get quick cash. We make sure that your application process is a simple and convenient experience, so you can apply for a loan within minutes and receive the money through your e-wallet or bank account in real-time.

How can I apply for a loan from Finbro?

You can apply conveniently through our online application formand once completed, our Customer Care Agent will reach out to assist you throughout the whole process.

How much can I borrow?

With the Finbro Online Loan, you can borrow from ₱1,000 to as much as ₱50,000, subject to approval.

What is the interest rate, fees, and other charges or penalties?

Finbro's interest rate varies depending on the qualification of the client. Although for first time borrowers, it will be 0% interest and zero processing fee for loan amounts ₱10,000 and up.

What are Finbro’s Online Loan Requirements?

An applicant must fulfill Finbro’s eligibility criteria for a loan:

  • No monthly income requirement.
  • Must submit one valid ID: SSS, UMID, Driver's License, Philippine Passport, TIN and a clear selfie.
  • Must be a Filipino citizen.
  • 20 - 65 years old.
  • Employed or with regular source of income.

*Additional documents may be required during credit evaluation.

How fast is the application and approval process?

The approval process is as fast 10 minutes up to 1 working day.

How does the Finbro Online Loan Calculator work?

The Finbro Online Loan calculator computes the estimated cost of borrowing and the amount of payment per installment. Just input the desired loan amount in their application page to automatically get the estimated monthly amortization for different tenors.

How can I check my Finbro Online Loan application status?

You can log-on to your account via their website or app to check your loan status.

What are the payment methods for loan repayment?

You can pay through bank account transfer or through our repayment channels below:

  • EC Pay (7-eleven)Cebuana Lhuillier
  • M. Lhuillier
  • SM Payment Center
  • Direct Agent 5 authorized Payment Centers
  • EC Pay authorized Payment Centers
  • Express Pay authorized Payment Centers
  • TrueMoney authorized Payment Centers

What are the benefits and advantages of Finbro Online Loan?

These are the top reasons for getting an Finbro Online Loan

  • Quick and easy application and approval process.
  • No minimum income requirement.
  • No interest and processing fee for first-timers.

Is Finbro a legit lending company? How will I know it's not a scam?

Finbro.ph is owned and operated by Sofi Lending Inc. and is licensed by the Securities and Exchange Commission (SEC) and operates under the supervision of the Bangko Sentral ng Pilipinas (BSP). It is a Philippine subsidiary of Social Finance, Inc., which is a US-based online personal finance company that provides a range of financial products and services to help customers manage their finances, including personal loans, home loans, and student loan refinancing. The company leverages technology to streamline its loan application process, making it faster and more convenient for customers. Overall, SoFi Lending Philippines is a reliable and innovative option for those looking for alternative loan services in the Philippines.

Is Finbro Online Loan the right one for me?

If you are looking for immediate financial assistance with fast turnaround time, you can easily avail the Finbro Online Loan. With minimal requirements and most flexible repayment terms, it is one of the most viable options for those in urgent need of additional funds.

You can also check out other personal loans being offered by banks and financial institutions in the market:

CIMB Personal Loan

CIMB, one of the first, fully digital banks in the country offers a personal loan that can immediately address your cash needs for whatever purpose. At a fixed interest rate starting from 13.47% per annum, you can loan from ₱30,000 to ₱1,000,000 with a monthly add-on rate of 1.12% to 1.95%. The loan tenure ranges from 1 to 5 years which is enough time and payment flexibility for loan repayment. To be eligible, the minimum monthly gross income requirement is only ₱15,000. There are no processing, disbursement, and early settlement fees as well.

RFC Personal Loan

It is quite comforting to know that a financial provider will be able to provide you with immediate funds for any given situation. On top of that, having a homegrown financial institution assisting you in times of need adds to our national pride. As a Filipino-owned company, Radiowealth Finance Corporation has been providing financial assistance through their RFC personal loan where you can borrow from ₱5,000 to ₱50,000 payable up to 12 months. With a competitive interest rate of 3.5% per month, you are eligible to apply if you have a minimum gross salary of only ₱7,000 a month, no collateral required.

Citi Personal Loan

As a household name in the financial industry, Citi has been providing a wide variety of services in the country for decades, catering to different sectors and industries. For the average consumer in need of additional funds, Citi offers a personal loan with long payment terms from 1 up to 5 years allowing enough time for easy repayment. You can borrow amounts from as low as ₱20,000 up to ₱2,000,000 at a competitive interest of 15.16% per annum. The best part is the fast approval duration of up to 24 hours. So if you have a minimum monthly income of ₱21,000 and a current cardholder, you are eligible to apply.

If these options are not exactly what you have in mind, you can take a look at our complete list of online loan providers to help you compare and choose which one suits your requirement.