Loan Online Logo

Loan Online

You can borrow money anytime and anywhere!

  • icon Interest Rate
    Interest Rate
  • icon Min Loan Amount
    Min Loan Amount
  • icon Min. monthly income
    Loan Tenure
    6 - 12 months
  • icon Processing Time
    Processing Time
    24 hours

Loan Calculator

icon New Base Rate Loan Calculator

Monthly salary 10000
Interest Rate
You Pay
Total Interest Payable
Total Amount Payable

Whats so great about Loan Online?

  • Borrow from as low as ₱500 up to ₱25,000

  • Fast Approval

  • 0% interest for the first loan

Product Features

Min. Financing Amount ₱500
Max. Financing Amount ₱25000
Min. Loan Tenure 3 months
Max. Loan Tenure 12 months
Interest Rate 0% for first loan
Approval Duration 24 hours

Fee & Charges

Stamp Duty -
Disbursement & misc. fee -
Annual Fee -
Other Fees -
Early Settlement -
Late Payment Charges -
Other Penalties -


Age requirement Age 21 - 65
Employment eligibility -
Min. salary requirement ₱10,000 gross per month
Guarantor/Collateral Requirement -

Other Requirements

Need to open linked bank account? No
Other details -

Review by iMoney

Advantages Of Applying With Loan Online:

  • No collateral required.
  • Low monthly income requirement.
  • Fast approval.
  • Pay from 3 months up to year

You can check below details for more information.

Loan Online Personal Loan FAQ

How can I apply for a Loan Online Personal Loan?

You can apply through iMoney, afterward, you will be redirected to the Loan Online application form. Fill in your details and wait for our friendly Customer Care Agent to get in touch with you to complete the process.

How much can I borrow?

With Loan Online, borrow from as low as ₱500 to as much as ₱25,000 subject to approval.

What is the interest rate, fees, and other charges or penalties?

Interest rates starts at 11% per month. There are no additional fees or charges.

What are the payment methods for loan repayment?

Their available repayment method is through bank transfer.

How does the Loan Online Calculator work?

The Loan Online calculator computes the estimated cost of borrowing and the amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.

Why should I apply for a Loan Online personal loan? Is it the right one for me?

If you're in a rush to get some cash and you cannot afford to wait for at least a week to get a loan, this is the best loan option that you have on the list. Loan Online provides a variety of loan providers that matches your criteria. Depending on the provider, you can get more flexible terms, with a loan amount of up to ₱25,000. You can manage your payables by taking longer-term loans like the one Loan Online offers with tenure up to 12 months.

What are the Loan Online Requirements?

An applicant must fulfill Loan Online's eligibility criteria for a loan:

  • For employed, at least 6 months employed or permanent status or at least 1 year employed for BPO / Contractual / under agency.
  • For self-employed, business must at least be 1 year operational & duly registered.
  • For OFW's or allottees, must be working or receiving remittance for at least 1 year already.
  • Borrower must be at least 21-64 years old.
  • Must be Filipino citizen and with permanent residence.

Consequently, after filling out an application form, the following documents are necessary:

Employed applicants need:

  • 1 valid government-issued ID + valid Company ID
  • Latest COE (validity is 1 month from issuance date), or Philhealth/SSS Contribution (past 6 mos, with employer's name & total number of contributions)
  • Latest 2 months payslip
  • Latest Proof of Billing
  • 4 character references (2 relatives + 2 co-workers)

Self–Employed applicants need:

  • 2 valid government-issued IDs
  • Proof of Business (Valid DTI Reg & Business/Brgy Permit)
  • Picture of business
  • Proof of income from business
  • Latest Proof of Billing
  • 4 character references (2 relatives + 2 trade references)

Overseas Filipino Workers (OFWs) / Allottees will need:

  • 2 valid government-issued IDs
  • Latest 3 months Proof of Remittance
  • Latest valid Employment Contract + Plane Ticket (if any)
  • Latest Proof of Billing
  • 4 character references

*Additional documents may be required during credit evaluation.

How can I check my Loan Online application status?

To check the status of your loan, you can get in touch with them directly through their website.

Once approved, how can I receive my loan?

Your loan will be disbursed through their payment centers within your area.

What's the process for loan renewal?

The renewal process is the same as the first-time application process, some documents from your initial application may still be valid but others such as proof of income, billing, etc may require more recent documentation.

Is Loan Online a legit lending company? How will I know it's not a scam?

Loan Online is registered with SEC and has been offering financial solutions to consumers without any legal troubles in the past.

If you want to browse for more options, you can check out the following products listed below and research their features to see if it matches your needs:

FundKo Personal Loan

If you are looking for funds to finance your new business quickly, or if you need to immediately settle an outstanding debt, you can apply for a FundKo personal loan and get approved in as fast as 3 - 5 days. With this multi-purpose loan, you can borrow from as low as ₱15,000 up to ₱250,000 with an interest of 18% per annum. You can settle this loan with flexible payment terms ranging from 3, 6, 9, and up to 12 months. What’s also great is that you can apply even if you don’t have any credit card or collateral. You can be eligible for this loan if you have a minimum monthly salary of ₱20,000 and are between 20 - 65 years of age.

Cashwagon Cash Loan

With payday still a few days away and you are already running low on funds, a good solution is to take a short-term loan just to get you through until you receive your next salary. You can then pay it off immediately to avoid paying additional fees and charges. A good option currently in the market is the Cashwagon Cash Loan. Apply without any required collateral and with a low minimum monthly income of just ₱6,000. You can borrow from a minimum of ₱2,000 up to ₱20,000 and get it straight to your bank account in as quick as 1-2 days upon approval. The interest charge will be up to 40% of the approved amount with a loan tenure of 30 days. You need to be 20 to 60 years old to apply.

Asteria Personal Loan

Whatever your need is, you can trust Asteria Lending to provide the additional funds that you require. For immediate cash, you can apply for an Asteria Personal Loan to help you resolve any urgent financial issue. Get approved in as fast as 48 hours, and get the money straight to your account. You can loan from ₱2,000 up to ₱20,000 with an interest charge of 0.8% per day. There is no required collateral and you need to have a minimum monthly income of only ₱10,000. Applicants must be 21 - 60 years of age and the loan must be settled from 10 weeks up to 3 months maximum.

If you are more inclined in taking a loan from major banks in the industry, then you can always consider getting one from the top online loan providers in the country. It may take more time and required documents to prepare before you get approved but you can easily compare and review application details on our site before you proceed with the whole process.