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Takes only 5 minutes to complete the registration form!

  • icon Interest Rate
    Interest Rate
  • icon Min Loan Amount
    Min Loan Amount
  • icon Min. monthly income
    Loan Tenure
    3 - 6 months
  • icon Processing Time
    Processing Time
    5 minutes

Loan Calculator

icon New Base Rate Loan Calculator

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Whats so great about MoneyCat?

  • 0% interest rate for first loan

  • 5-minute application process

  • No income requirement

Product Features

Min. Financing Amount ₱ 500
Max. Financing Amount ₱ 20000
Min. Loan Tenure 3 months
Max. Loan Tenure 6 months
Interest Rate 0% Interest for the first loan. Terms and conditions apply
Approval Duration 5 minutes
Debt Consolidation No

Fee & Charges

Processing Fee 0% for the first loan


Age requirement Age 22 - 70

Review by iMoney

Moneycat, a prominent online lending platform in the Philippines, specializes in offering instant cash loans, ensuring a swift and convenient borrowing experience. With a seamless online application process and the assistance of an AI-driven platform, obtaining quick financial assistance has never been easier. The application is streamlined, eliminating the necessity for tedious paperwork or physical branch visits, and approval can be secured within minutes.

Alternatively, you can apply online directly from us by filling out the iMoney application form. Once we receive your application, expect a call from one of our friendly Customer Care agents to guide you through the process.

Once approved, borrowers can select their desired loan amount and repayment terms that best suit their financial situation. Moneycat offers flexible repayment options ranging from 90 to 180 days, giving borrowers the freedom to choose what works best for them.

The funds are then disbursed directly into the borrower's bank account within minutes of approval. This quick turnaround time ensures that individuals can access the funds they need promptly without any unnecessary delays.

Repayment of the loan is equally convenient as borrowers can make payments through various channels such as online banking or over-the-counter transactions at partner banks and payment centers. Moneycat also provides reminders and notifications to help borrowers stay on track with their repayments.

Overall, Moneycat's instant cash loan service provides an efficient solution for Filipinos who require immediate financial assistance. With its user-friendly platform and fast disbursement process, Moneycat aims to make borrowing money more accessible and convenient for everyone in need.

Learn more about the features and benefits of Moneycat instant cash loan online:

  • Quick and easy application, only 5 minutes to complete the form.
  • Enjoy 0% interest rate on your first loan.
  • No income requirement, no collateral required.
  • Low minimum loan amount of just ₱500 up to ₱20,000.
  • Loan term starting from 3 up to 6 months.

Here are some frequently asked questions about Moneycat instant cash loan online:

Moneycat Instant Cash Loan FAQ

How can I apply for a loan with Moneycat?

Applying for a loan with Moneycat is a quick and convenient process. Individuals can visit the Moneycat website or download their user-friendly mobile app. Here are the steps you need to follow to successfully apply for a loan:

  1. Visit the Moneycat website: Start by visiting the official website of Moneycat Philippines. You can easily access their website through your computer or mobile device.
  2. Create an account: Once you are on the Moneycat website, you will need to create an account. This involves providing your personal information such as your full name, contact details, and identification documents.
  3. Fill out the application form: After creating an account, you will be directed to fill out an application form. This form will require you to provide details about your employment status, income, and other relevant financial information.
  4. Choose your loan amount and repayment terms: Moneycat offers flexible loan amounts and repayment terms based on your eligibility criteria. Select the loan amount that suits your needs and choose a repayment plan that fits within your budget.
  5. Submit required documents: To complete your loan application process, you may be required to submit certain documents such as proof of income, identification documents, and any additional documentation requested by Moneycat.
  6. Wait for approval: Once you have submitted all the necessary information and documents, Moneycat will review your application for approval. If approved, you will receive a notification regarding the status of your loan application.
  7. Receive funds: If your loan application is approved, the funds will be transferred directly to your designated bank account or through other available disbursement methods offered by Moneycat.

Applying for a loan with Moneycat is designed to be efficient and hassle-free so that individuals can access quick financial assistance when they need it most.

What are the eligibility requirements for a Moneycat instant cash loan?

To qualify for a Moneycat instant cash loan, applicants must meet certain criteria such as being a Filipino citizen aged 22 years or older with a stable source of income. The platform also considers factors like credit history and employment stability when evaluating loan applications.

Moneycat believes in making financial assistance accessible to as many people as possible. Gone are the days of tedious bank visits and complicated loan application processes. With Moneycat's user-friendly online platform, borrowing money has never been easier or more convenient.

What documents do I need to provide when applying for a loan with Moneycat?

When applying for a loan with Moneycat, it is important to have all the necessary documents ready to ensure a smooth and efficient application process. By providing the required documents upfront, you can expedite the loan approval and disbursement process.

Here are the key documents you will need to provide when applying for a loan with Moneycat:

  1. Valid identification: You will need to submit a valid government-issued ID such as a passport, driver's license, or national ID card. This helps verify your identity and ensures that you meet the eligibility criteria.
  2. Proof of income: Moneycat may require documentation that demonstrates your ability to repay the loan. This can include recent payslips, bank statements, or any other relevant proof of income that shows a stable source of funds.
  3. Address verification: You may be asked to provide proof of your residential address, such as utility bills or rental agreements. This helps confirm your current place of residence and establish your contact information.
  4. Bank account details: Moneycat requires your bank account information for loan disbursement purposes. Make sure you have accurate details readily available, including your account number and bank name.
  5. Contact information: It is essential to provide accurate contact details such as phone number and email address so that Moneycat can reach out to you regarding your application status or any additional requirements.

By preparing these documents in advance and ensuring their accuracy, you can streamline the loan application process with Moneycat and increase your chances of getting approved quickly for the financial assistance you need.

How long does it take to get approved for a Moneycat instant cash loan?

Moneycat offers a quick and streamlined instant cash loan application process, aiming for a response within 30 minutes, although this can vary based on application completeness and eligibility criteria. Typically, they strive to provide a response within 24 hours, leveraging technology to eliminate paperwork and delays associated with traditional lenders.

However, each application undergoes a thorough evaluation to ensure responsible lending practices, considering factors like income stability, employment status, and credit history. Moneycat's focus on efficiency and customer satisfaction makes them an ideal choice for prompt online instant cash loans in the Philippines.

What is the maximum loan amount that I can borrow from Moneycat instant cash loan online Philippines?

For Moneycat instant cash loan online, the loanable amount ranges from ₱500 to ₱20,000.

Moneycat understands that each individual's financial needs are unique and may vary. Therefore, they provide flexible loan options to cater to different requirements. While the exact maximum loan amount may depend on various factors such as your income and credit history, Moneycat strives to offer competitive borrowing limits.

Can I repay my Moneycat instant cash loan early? Are there any penalties for early repayment?

Moneycat stands out with its flexible repayment options, offering both weekly and monthly installments tailored to your needs. What truly distinguishes them is their early repayment feature, which encourages responsible borrowers by allowing loan repayment before the agreed term without penalties.

Managing your loan with Moneycat is exceptionally user-friendly thanks to their online platform and dedicated customer support. Accessible from anywhere with an internet connection, you can conveniently monitor your account and rely on their responsive team to address any queries or concerns, ensuring a hassle-free experience.

What are the interest rates and fees associated with a Moneycat instant cash loan online?

Moneycat prioritizes transparency in interest rates and fees, with competitive rates starting at 11.9% per month. They provide all necessary information upfront to avoid hidden surprises. Additionally, they practice responsible lending, offering manageable loan amounts based on your circumstances.

Extending or Renewing Your Moneycat Instant Cash Loan

Need more time or funds? Moneycat offers a hassle-free loan extension or renewal process, ensuring you get the funds you need without delay. Emergencies can strike unexpectedly, but Moneycat's online application saves you time and energy.

Fast approval, flexible repayment terms, and relief from financial constraints – that's Moneycat's promise to you.

Security and Privacy of Your Information

Rest easy with Moneycat. Your privacy is paramount. Advanced encryption safeguards all data shared between our site and your device. Our strict privacy policies dictate data collection and usage, and we never share without consent.

Our team is dedicated to the highest security standards, with regular training to ensure compliance with all laws and regulations.

Applying for a Second Loan

Yes, you can apply for a second Moneycat loan even if you have an existing one. Approval depends on factors like credit history and current finances. Trust Moneycat for flexible solutions tailored to your needs. Bridge financial gaps seamlessly with Moneycat.

Late Payment Considerations

Life's unpredictable, and Moneycat gets that. If you can't make a payment on time, just inform us. Late payments may incur fees or interest, so timely communication is key.

Transparency and open communication with Moneycat's support team can prevent unnecessary stress and financial setbacks.

Impact on Credit Score

Moneycat reports to credit bureaus. Taking a loan affects your credit score. Responsible borrowing, on the other hand, can enhance it. Manage debt wisely for financial stability. Be informed and deliberate when borrowing with Moneycat.

Rewards for Loyal Customers

Moneycat values loyalty. Enjoy lower rates and higher borrowing limits. You're not just a customer – you're part of a supportive community. Choose Moneycat for a personalized and rewarding financial journey.

Contacting Customer Support

Efficient customer support is crucial. Moneycat's dedicated team is ready to assist you with any queries or concerns. Expect prompt and knowledgeable assistance. Choose Moneycat for reliable support in your financial journey.

Is Moneycat Instant Cash Loan the right product for me?

When facing unexpected expenses and seeking quick cash solutions, trust Moneycat. They prioritize your needs, offer flexibility in borrowing and repayment, and ensure responsible lending practices. You can access their services 24/7, avoiding wait times, and they provide flexible repayment options.

Moneycat boasts a track record of satisfied customers, delivering efficient service and rapid fund disbursement. Skip the hassle of traditional lenders' paperwork; choose the convenience of Moneycat's instant cash loans. Visit their website or download the user-friendly app to get started today.