• Interest Rate (p.a)


  • Min Loan Amount


  • Loan tenure

    3 months - 36 months

  • Margin of Finance

    3-5 banking days

Loan calculator
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Loan tenure


Monthly salary - ₱30,000
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What's so great about RFC Multi-Purpose Personal Loan:

Product Features

Min. financing amount ₱ 10000
Max. financing amount ₱ 100000
Min. loan tenure 3 months
Max. loan tenure 36 months
Interest rate As low as 1.5% to 4% monthly interest rate
Approval duration 3-5 banking days

Fees & Charges

Stamp duty PNV /200 X 1.5


Age requirement Age 21 - 65
Employment eligibility If employed, should be presently connected with employer for at least 1 year. If Self-Employed, business must be operating at least 1 year. Minimum ₱18,000 monthly income.
Min. salary requirement ₱ 18000
Guarantor / Collateral requirement yes

Other Requirements

Need to open linked bank account? No

Product Review by iMoney

Radiowealth Finance Company (RFC) is one of the longest-running finance companies in the Philippines. Established in 1964, they were known for their car and appliance loans.

Today, they have expanded to provide business loans to small and medium businesses with 100 branches around the country offering a variety of loan options to Filipinos.

If you are looking to start or grow your business, getting a loan from RFC can be your solution.

Why should I apply for an RFSC Multi-Purpose Personal Loan?

A multi-purpose loan is suitable for borrowers who need cash and do not want to put up any collaterals, and still enjoy fixed rate and payment. The key to not accumulating an insurmountable debt with your loan is: always be prompt and up-to-date with your credit repayments – be it personal loan or others.

Why should I apply for an RFSC Multi-Purpose Personal Loan?

Minimum monthly income of interested borrowers should be at least ₱18,000.

How much is the loan amount for a multi-purpose loan at RFC?

RFC offers multipurpose loans for a minimum borrow amount of ₱10,000 to a maximum of ₱100,000.

How much is the interest rate for a RFC Multi-Purpose Personal Loan?

RFC Multi-Purpose Personal Loans have interest rates from 1.5% to 4%.

How fast is the RFC Multi-Purpose Personal Loan application and approval process?

Approval of your loan can processed within 3-5 banking days.

How long should I be paying for my RFC Multi-Purpose Personal Loan?

The tenure for a RFC Multi-Purpose Personal Loan is between 3 to 36 months.

How to apply for RFC Multi-Purpose Loan?

You can apply for an RFC Multi-Purpose Personal Loan through their website or through us via this apply form link.

When is the due date of my monthly instalment?

The due date will be based on the date of your approval.

Is there any late payment charges?

RFC Multi-Purpose Personal Loan charges 5% of the amount due as a late fee.

What are the payment methods for this loan?

The payment method for the RFC Multi-Purpose Personal Loan is through a Post-Dated Check (PDC) only.

Is there a requirement for a collateral or a guarantor?

Yes. Applying for a multi-purpose loan will require a collateral or guarantor.