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Guaranteed cash whenever you need it!
No collateral required
Up to ₱5 Million loan approval
Apply for a loan with a monthly income of as low as ₱15,000
|Min. Financing Amount
|Max. Financing Amount
|Min. Loan Tenure
|Max. Loan Tenure
|1.5% - 4% per month
|3-5 banking days
|0% for the first loan
|12 months = (PNV / 200) x 1.5; < 12 months = ((PNV /200) x 1.5) x (term / 12)
|Disbursement & misc. fee
|₱200 notarial fee
|Late Payment Charges
|5% of amount due
|Min. salary requirement
|No Collateral requirement / No Co-maker or Guarantor requirement (although there are some instances where co-maker may be required)
|Need to open linked bank account?
Radiowealth Financing Services Corporation (RFSC) is a fully Filipino owned company that has been offering loan solutions to the public for the past 50 years. With products that specifically cater to the usual financial needs of the common Filipino, they provide a variety of financing options that ranges from car, appliance, education, OFW, and salary loans, to business loans that covers financing for machineries and heavy equipment, medical apparatus, and even SME working capital or store inventory loans. For their personal loan, you can borrow from as low as ₱50,000 to as much as ₱5 Million at a minimum 1.5%-3% add-on-rate per month. Loan tenure ranges from 3 months to 1 year and applicants must have a monthly income of ₱15,000 residents aged 21 to 64 years.
Advantages Of Applying With RFSC:
You can check below details for more information.
Go to RFSC’s website and hover over the “Products” tab found on the upper left-hand side of their website. If you’re on mobile, click on the drawer button at the upper right-hand side of the screen, it will present you the header options including the “Products” tab. Under the products tab, click on “Multipurpose loan”. There are eight types of multipurpose loans you can apply for. Choose which “Personal Loan” and click “Get It Now.” The next page is where you fill up all your basic personal information. Click “Next” once done. The last page is where you will need to fill in information about your source of income. You will also be required to upload your documents on this page. Click “Submit” once you’re done. You will receive a call within 24 to 48 hours from the time of application and you may claim your funds from the branch near you.
With RFC Personal Loan, borrow from as low as ₱10,,000 to as much as ₱50,000 subject to approval.
Interest rates are 2.5% to 4.5% per month. Other fees include a One-time 6% processing fee deducted from the approved loan amount and a ₱200 notarial fee.
Their available and only repayment method is through post dated checks (PDC).
The RFSC Personal Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
If you're not in a rush to get some cash or you can afford to wait for at least a week to get a loan, this is the best loan option that you have on the list. It has the lowest interest rate, more flexible terms, and bigger loan amount. You can better manage your cash flow by taking longer-term loans like the ones that RFSC offers.
An applicant must fulfill RFSC's eligibility criteria for a loan:
Consequently, after filling out an application form, the following documents are necessary:
Employed applicants need:
Self–Employed applicants need:
Overseas Filipino Workers (OFWs) / Allottees will need:
*Additional documents may be required during credit evaluation.
To the check the status of your loan, you can get in touch with them through the following contact info:
Call: (+632) 8584-6033
Text: (+63) 961-136-1660
Your loan will be disbursed through their nearest branch in your area.
The renewal process is the same as the first time application process, some documents from your initial application may still be valid but others such as proof of income, billing, and etc may require more recent documentation.
RFSC is one of the longest-running private finance/lending company in the Philippines. The company was established in 1964 and they pioneered (non-bank) offering car and appliance loans to Filipinos. Through the years, they have diversified their financial services granting an array of personal loan options to their customers. They're also registered in SEC and has been offering financial solutions to consumers without any legal troubles in the past.
If you are looking for funds to finance your new business quickly, or if you need to immediately settle an outstanding debt, you can apply for a FundKo personal loan and get approved in as fast as 3 - 5 days. With this multi-purpose loan, you can borrow from as low as ₱15,000 up to ₱250,000 with an interest of 18% per annum. You can settle this loan with flexible payment terms ranging from 3, 6, 9, up to 12 months. What’s also great is that you can apply even if you don’t have any credit card or collateral. You can be eligible for this loan if you have minimum monthly salary of ₱20,000 and between 20 - 65 years of age.
Whatever your need is, you can trust Asteria Lending to provide the additional funds that you require. For immediate cash, you can apply for an Asteria Personal Loan to help you resolve any urgent financial issue. Get approved in as fast as 48 hours, and get the money straight to you account. You can loan from ₱2,000 up to ₱20,000 with interest charge of 0.8% per day. There are no required collateral and you need to have a minimum monthly income of only ₱10,000. Applicants must be 21 - 60 years of age and the loan must be settle from 10 weeks up to 3 months maximum.
If you are more inclined in taking a loan from major banks in the industry, then you can always consider getting one from the top online loan providers in the country. It may take more time and required documents to prepare before you get approved but you can easily compare and review application details on our site before you proceed with the whole process.