- Interest Rate (p.a.)
2.40% - 2.40%
- Loan Tenure
0.5 - 0.5 years
- Approval Duration
1 working day
- Min. monthly income
What's so great about Asteria Salary Loan?
- No collateral required
- No minimum income required
- Cash available in as fast as 48 hours
|Min. financing amount||₱2,000.00|
|Max.financing amount|| ₱20,000.00|
|Min. loan tenure||2 months|
|Max. loan tenure||3 months|
|Interest rate||2.4% per month|
|Approval duration||1 working day|
Fees & Charges
|One time set up|
|Processing fee||10% of loan amount|
|Disbursement & misc. fee||N/A|
|Late payment charges||₱800 plus 1% per day based on loan amount|
|Age requirement||Age 21 - 60|
|Employment eligibility||Regular employee|
|Min. salary requirement||₱10,000 gross per month|
|Guarantor / Collateral requirement||No|
|Need to open linked banked account?||Yes|
|Other details||Method of Payment - cash payment thru 7/11, Bayad Centers, Cebuana, LBC, SM Supermalls, Robinsons Malls|
Product Review by
Asteria Cash Loan FAQ
Asteria guarantees easy and hassle-free loan for your immediate financial needs. Just apply online and get the cash that you need in as fast as 48 hours! No need to wait in long queues and what's great is you don't even need to visit their branch to claim your loan. All you just need is a savings account to credit your loan. Aside from interest, processing, and service charges, there won’t be any other fees required, as long as you pay on time.
How much can I borrow?
With Asteria Cash Loan, borrow from as low as ₱2,000 up to ₱20,000 on your next loan, subject to approval.
What are the Asteria Cash Loan Requirements?
An applicant must fulfill Asteria's eligibility criteria for a loan:
- Applicant must be between 20-60 years old.
- Must be a regular employee.
- At least ₱10,000 monthly income.
Consequently, after filling out an application form, the following documents are necessary:
- 1 government-issued ID
- Company ID (front and back)
- Most recent 1 month payslip
- Proof of billing (electric or water bill)
*Additional documents may be required during credit evaluation.
How does the Asteria Cash Loan Calculator work?
The Asteria Cash Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
Still looking for alternatives? You can check out the following options below and compare which provider is best suited for your requirement:Citi Personal Loan
EastWest Bank Personal Loan
HSBC Personal Loan
If these options still doesn’t fit your requirements, you can view our entire list of low interest personal loans so you can compare details and choose the best provider based on your need.