• Interest Rate (p.a.)

    2.40% - 2.40%

  • Loan Tenure

    0.5 - 0.5 years

  • Approval Duration

    1 working day

  • Min. monthly income


Loan calculator
Loan amount
Loan tenure
Monthly salaryRM0
Interest Rate (p.a.)


Monthly Repayment


Total Interest Payable₱0
Total Amount Payable₱0
What's so great about Asteria Salary Loan?
  • No collateral required
  • No minimum income required
  • Cash available in as fast as 48 hours

Product Features

Min. financing amount₱2,000.00
Max.financing amount ₱20,000.00
Min. loan tenure2 months
Max. loan tenure3 months
Interest rate2.4% per month
Approval duration1 working day
Debt consolidationNo

Fees & Charges

One time set up
Processing fee10% of loan amount
Stamp dutyN/A
Disbursement & misc. feeN/A
Early settlementN/A
Late payment charges₱800 plus 1% per day based on loan amount


Age requirementAge 21 - 60
Employment eligibilityRegular employee
Min. salary requirement₱10,000 gross per month
Guarantor / Collateral requirementNo

Other Requirements

Need to open linked banked account?Yes
Other detailsMethod of Payment - cash payment thru 7/11, Bayad Centers, Cebuana, LBC, SM Supermalls, Robinsons Malls

Product Review byiMoney

Asteria Cash Loan FAQ

Asteria guarantees easy and hassle-free loan for your immediate financial needs. Just apply online and get the cash that you need in as fast as 48 hours! No need to wait in long queues and what's great is you don't even need to visit their branch to claim your loan. All you just need is a savings account to credit your loan. Aside from interest, processing, and service charges, there won’t be any other fees required, as long as you pay on time.

How much can I borrow?

With Asteria Cash Loan, borrow from as low as ₱2,000 up to ₱20,000 on your next loan, subject to approval.

What are the Asteria Cash Loan Requirements?

An applicant must fulfill Asteria's eligibility criteria for a loan:

  • Applicant must be between 20-60 years old.
  • Must be a regular employee.
  • At least ₱10,000 monthly income.

Consequently, after filling out an application form, the following documents are necessary:

  • 1 government-issued ID
  • Company ID (front and back)
  • Most recent 1 month payslip
  • Proof of billing (electric or water bill)

*Additional documents may be required during credit evaluation.

How does the Asteria Cash Loan Calculator work?

The Asteria Cash Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.

Still looking for alternatives? You can check out the following options below and compare which provider is best suited for your requirement:

Citi Personal Loan
  • Rest assured that with Citi, you’re in good hands with one of the largest global banks in the country. If you have a monthly income of at least ₱21,000, you can borrow as much as ₱2M with a long loan tenure of up to 5 years. Aside from the salary requirement, you must be 23 to 54 years old and should also have an existing non-Citi credit card for 3 months, or a Citi credit card for at least 6 months. Expect fast processing lead time between 24 to 48 hours. The interest rate is 15.16% per year.

  • EastWest Bank Personal Loan
  • Whatever the purpose, EastWest Bank gives you the opportunity to borrow additional funds for any urgent or emergency need. Having a local bank backing you up, you can expect quick and easy processing within 5 to 7 banking days. You can loan from as low as ₱25,000 up to a max of ₱2,000,000, payable from 1 up to 3 years. The charge will be 1.89% monthly add-on interest rate. To qualify for a loan, you have to be 21 to 65 years or age, and must have at least ₱15,000 gross monthly income.

  • HSBC Personal Loan
  • For additional funding, count on one of the biggest international banks to provide efficient and reliable service with HSBC. With an add-on monthly interest rate that starts from 1.21%, borrow up to ₱500,000, payable from 6 months to a maximum of 3 years. HSBC also offers low income requirement of just ₱14,000 per month, with a total 2 years of employment. Borrowers must also be at least 21 to 60 years of age.

  • If these options still doesn’t fit your requirements, you can view our entire list of low interest personal loans so you can compare details and choose the best provider based on your need.