- Interest rate (p.a.)
10.80% - 10.80%
- Loan Tenure
0.5 - 0.5 years
- Approval Duration
1-2 working days
- Min. monthly income
What's so great about Atome Credit Cash Loan?
- As low as 0.9% interest for new borrowers and could go down to 0% - 0.15% for people with higher 'credit scores'
- Get approved within 1-2 days!
- Cash loan application at your own convenience! Just download their app to apply.
|Min. financing amount||₱1,000.00|
|Max.financing amount|| ₱10,000.00|
|Min. loan tenure||7 days|
|Max. loan tenure||3 months|
|Approval duration||1-2 working days|
Fees & Charges
|One time set up|
|Processing fee||0.8% per day for new borrowers and up to 5% per month for for people with higher 'credit scores'|
|Disbursement & misc. fee||N/A|
|Late payment charges||1.5% per day|
|Age requirement||Age 18 - 55|
|Min. salary requirement||₱0 gross per month|
|Guarantor / Collateral requirement||No|
|Need to open linked banked account?||Can disburse to any active bank account or GCash account|
|Other details||Payment can be made at bank branches, online banking, over the counter at non banks like 7-11, Cebuana, etc|
Product Review by
Atome Credit Cash Loan FAQ
If you are looking for a fast and simple online loan platform to borrow additional funds, then look no further. Atome Credit offers a secure and transparent cash loan service that can easily be accessed through their mobile app. Atome is a brand of Neuroncredit Financing Company, Inc., a reputable Financial Technology company and subsidiary of Neuroncredit Pte Ltd (Singapore), which have been operating in the microfinancing industry since 2015. To gain an edge from their competitors, they utilize Artificial Intelligence in providing faster and better services for their customers. Using their platform, you can expect instant approval and immediate transfer of funds straight to your bank account or Gcash in as quick as 24-48 hours. Borrow from as low as ₱1,000 up to ₱10,000 with an interest rate of 0.14%-0.9% per day, granting lower rates for borrowers with higher credit scores. Loan term ranges from 91-120 days, with a service fee of 0.14%-0.8%. There is no required minimum salary but you should be employed and 18-55 years of age. As of now, it is exclusively available to Android users only.
Advantages Of Applying With Atome Credit Cash Loan:
- No minimum salary or credit card requirement.
- Fast approval and disbursement in 24-48 hours.
- Low interest rate of 0.14%-0.9% per day, favoring good paying customers.
- Loanable amount from ₱1,000 - ₱10,000.
If you want to avail, take a look at the rest of the details below for more information regarding the product.
How much can I borrow?
With Atome Credit Cash Loan, borrow from as low as ₱1,000 up to ₱10,000 on your next loan, subject to approval.
What are the Atome Credit Cash Loan Requirements?
An applicant must fulfill Atome's eligibility criteria for a loan:
- Applicant must be between 18-55 years old.
- Must have a valid gov ID like license, UMID, passport, etc.
*Additional documents may be required during credit evaluation.
How does the Atome Credit Cash Loan Calculator work?
The Atome Credit Cash Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
Is Atome Credit Cash Loan the right one for me?
Atome Credit’s cash loan is ideal for customers looking to borrow a small amount in a fast and secure manner. Using their AI-based loan processing platform, just download and apply through their mobile app and you can get approved and receive the funds straight to your account in as fast as 24 hours. Having the additional cash allows you to resolve your immediate, short-term financial situation with convenient payment terms of up to 3 months. With easy access to extra funds, you can have peace of mind knowing that your urgent money matters can be taken care of using Atome Credit, for any purpose it may serve. Download their app now.
Having a number of options available is always beneficial to the customer. If your requirement doesn’t match this product, there are still alternatives that you can consider. Take a look at the products below and choose which best fits your need:Cashwagon Cash Loan
Tala Philippines Cash Loan
Asteria Personal Loan
With a lot of options to choose from, you don’t have to worry about being stuck with unpaid payment obligations. Avoid incurring additional interest charges and pay off those debts by choosing the right online loan provider for your specific financing requirement.