- Interest rate (p.a.)
10.80% - 10.80%
- Loan Tenure
0.5 - 0.5 years
- Approval Duration
1-2 working days
- Min. monthly income
What's so great about Atome Credit Cash Loan?
- As low as 0.9% interest for new borrowers and could go down to 0% - 0.15% for people with higher 'credit scores'
- Get approved within 1-2 days!
- Cash loan application at your own convenience! Just download their app to apply.
|Min. financing amount||₱1,000.00|
|Max.financing amount|| ₱10,000.00|
|Min. loan tenure||7 days|
|Max. loan tenure||3 months|
|Approval duration||1-2 working days|
Fees & Charges
|One time set up|
|Processing fee||0.8% per day for new borrowers and up to 5% per month for for people with higher 'credit scores'|
|Disbursement & misc. fee||N/A|
|Late payment charges||1.5% per day|
|Age requirement||Age 18 - 55|
|Min. salary requirement||₱0 gross per month|
|Guarantor / Collateral requirement||No|
|Need to open linked banked account?||Can disburse to any active bank account or GCash account|
|Other details||Payment can be made at bank branches, online banking, over the counter at non banks like 7-11, Cebuana, etc|
Product Review by
Atome Credit Cash Loan FAQ
As an online lending company, Atome provides quick and convenient loan programs that can cater to your immediate financial needs. Whether it’s for a medical emergency, upcoming lifetime events like weddings or debuts, immediate bill payments, or for memorable trips and tours with the whole family, you can avail of the needed funds without going through a troublesome process. Aiming to provide competitive service, they have one of the cheapest online lending rates in the country today with fast turnaround time of just 48 hours upon application. In terms of payment, get to decide between easy flexible terms from 7 days up to 3 months, ample time for the borrower to pay off the loan once payroll comes in.
How much can I borrow?
With Atome Credit Cash Loan, borrow from as low as ₱1,000 up to ₱10,000 on your next loan, subject to approval.
What are the Atome Credit Cash Loan Requirements?
An applicant must fulfill Atome's eligibility criteria for a loan:
- Applicant must be between 18-55 years old.
- Must have a valid gov ID like license, UMID, passport, etc.
*Additional documents may be required during credit evaluation.
How does the Atome Credit Cash Loan Calculator work?
The Atome Credit Cash Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
Looking for better options? Make sure that you consider the following alternatives below and compare different products that will fit your needs:Cashwagon Cash Loan
South Asialink Credit Corporation Salary Loan
Chinatrust Salary Stretch Personal Loan
The options listed above are products that you can highly consider based on the product that you initially looked into. If you are still in the search for something better, you can search our full list of short-term online loans and compare details to guide you on getting the right product for your need.