• Interest Rate (p.a.)

    24.00% - 24.00%

  • Loan Tenure

    0.5 - 3 years

  • Approval Duration

    Within 1-2 working weeks

  • Min. monthly income

    ₱10,000

Loan calculator
Loan amount
Loan tenure
year
Monthly salaryRM0
Interest Rate (p.a.)

0

Monthly Repayment

₱0

Total Interest Payable₱0
Total Amount Payable₱0
What's so great about BDO Asenso Kabayan Unsecured Personal Loan?
  • Loan as much as 90% of your peso deposit or 80% of your dollar deposit account balance.
  • Flexible terms from 3 months - 3 years

Product Features

Min. financing amount₱10,000
Max.financing amount Up to 90% of peso or 80% of dollar account balance
Min. loan tenure3 months
Max. loan tenure3 years
Interest rate2% per month
Approval durationWithin 1-2 working weeks
Debt consolidationNo

Fees & Charges

One time set up
Processing fee₱1,200
Stamp duty₱1.00 for every ₱200.00 of the loan amount if for business use. Otherwise, ₱1.00 for every ₱200.00 in excess of ₱250,000.00
Other feesN/A
Penalties
Early settlementN/A
Late payment chargesN/A

Eligibility

Age requirementAge 25 - 65
Employment eligibilityMust be employed for at least 2 consecutive years
Min. salary requirement₱10,000 gross per month
Guarantor / Collateral requirementNo

Other Requirements

Need to open linked banked account?Yes

Product Review byiMoney

BDO Asenso Kabayan Unsecured Personal Loan FAQ

How much can I borrow?

With a BDO Asenso Kabayan Unsecured Personal Loan, borrow as much as 90% of your BDO peso or 80% of your BDO dollar account balance.

What are the BDO Asenso Kabayan Unsecured Personal Loan Requirements?

An applicant must fulfill BDO’s eligibility criteria for a loan:

  • At least 25 up to 65 years old upon loan maturity
  • Former Filipinos with or without dual citizenship, Filipinos married to foreigners, or Filipinos based abroad/OFW and their beneficiaries
  • Employed for at least 2 consecutive years and 3 years for domestic helpers; and
  • With a minimum income of at least ₱10,000 or its peso equivalent

OFW applicants are required to submit these documents to process the loan application::

  • Signed Automatic Debit Arrangement Form
  • Authorization Letter for Beneficiary sign by OFW
  • Beneficiary Information Form

*Additional documents may be required during credit evaluation.

How does the BDO Asenso Kabayan Unsecured Personal Loan Calculator work?

The BDO Asenso Kabayan Unsecured Personal Loan calculator computes the estimated cost of borrowing and amount of payment per instalment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.


If you are an OFW looking for alternatives on how to borrow funds, here are other banks in the Philippines that you can consider:

BPI Personal Loan Seafarer OFW
  • As one of the major banks in the Philippines, BPI also offers OFWs the opportunity to get a loan that they can use whether to fund a business or for urgent or immediate needs. Open to sea-based Filipino workers, it has relatively minimal requirements, which makes it easier for an OFW to apply and get approved without too much trouble. It also offers no pre-termination fees along with monthly payments that are affordable and easy on the budget.

  • BPI Personal Loan Land-based OFW
  • To support OFWs abroad, BPI offers a collateral-free personal loan with the aim of helping overseas Filipino workers secure their future through local ventures in the country. Grab the opportunity to start your own business with a personal loan specifically for land-based OFWs and borrow funds for as low as ₱20,000 to ₱1M, payable up to 3 years. Get competitive rates without pre-termination fees and loan up to 3x your monthly income.

  • Citi Ready Credit Personal Loan
  • A household name in the financial banking industry across multiple continents, Citi provides easy access to funds with their Citi Ready Credit personal loan. Combined with fast and reliable service at par with international standards, borrow from a minimum of ₱20,000 to ₱2M with a tenor of up to 5 years. With a fair 15.6% interest rate that is at par with current market rates, apply now and get approved in as quick as 24 hours.

  • For a complete list of viable options where you can borrow additional funds, visit our website to find a variety of banks with low interest personal loans that could help alleviate your immediate money issues.