• Interest rate (p.a.)

    1.30% - 1.30%

  • Loan Tenure

    0.5 - 0.5 years

  • Approval Duration

    1 day

  • Min. monthly income


Loan calculator
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What's so great about Cashwagon Cash Loan?
  • Loan tenure up to 30 days only with interest rate of up to 40% per month.
  • No collateral required
  • Apply for a loan with a monthly income of as low as ₱6,000

Product Features

Min. financing amount₱7,000.00
Max.financing amount ₱20,000.00
Min. loan tenure1 month
Max. loan tenure1 month
Interest rateUp to 40% of the loan amount approved
Approval duration1 day
Debt consolidationNo

Fees & Charges

One time set up
Processing feeN/A
Stamp dutyN/A
Disbursement & misc. feeN/A
Early settlementN/A
Late payment charges₱500 every 3rd, 10th, 20th, 30th day on default


Age requirementAge 20 - 60
Employment eligibilityEmployed with at least ₱6,000 monthly income
Min. salary requirement₱6,000 gross per month
Guarantor / Collateral requirementNo

Other Requirements

Need to open linked banked account?Yes
Other detailsOne-time Payment (with option for 30-day Loan Extensions), Payment through 7-Eleven, SM and Robinson's Payment Centers, Bayad Center, ECPay, Cebuana Lhuillier, M Lhuillier, Landbank ATM

Product Review byiMoney

For your urgent financing needs, Cashwagon has you covered. A Fintech company that pioneers online consumer financing, they are focused on providing hassle-free, instant cash loans without any collateral. Using their cash on demand platform that aims to simplify the approval process and long queues, you can immediately borrow funds for any purpose in as fast as 24 hours! Promising an easy application process and fast turnaround time, their service offers the simplest and quickest way to solve your budget problem. Aside from interest, processing, and service charges, there won’t be any other fees required, as long as you pay on time.

Advantages Of Applying With Cashwagon:

  • Fast application and approval process in just 24 hours.
  • Very low monthly income requirement.
  • No processing, disbursement, or miscellaneous fees.

For a smooth application process, check the eligibility requirements below:

Cashwagon Cash Loan FAQ

How much can I borrow?

With Cashwagon Cash Loan, borrow from as low as ₱7,000 up to ₱20,000 on your next loan, subject to approval.

What are the Cashwagon Cash Loan Requirements?

An applicant must fulfill Cashwagon's eligibility criteria for a loan:

  • Applicant must be between 20-60 years old.
  • Employed with at least ₱6,000 monthly income.

Consequently, after filling out an application form, the following documents are necessary:

  • 1 government-issued ID
  • Valid bank account

*Additional documents may be required during credit evaluation.

How does the Cashwagon Cash Loan Calculator work?

The Cashwagon Cash Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.

Is Cashwagon Cash Loan the right one for me?

In a booming industry with an ever growing number of online loan providers in the market, it can be quite a challenge when selecting the right product based on your need. Aside from your required preference, you need to be sure that you are dealing with a reputable company that can be trusted. In making a decision, these should be the top criteria you have to look into and based on their credentials, Cashwagon complies to most of these aspects. An excellent option for those looking to borrow funds fast and pay up in the shortest amount of time, Cashwagon offers loan amounts up to ₱20,000 with same day approval and payable up to 30 days. There are also no processing, disbursement, or any miscellaneous fees, with a very low monthly income requirement of just ₱6,000. So if these are the qualities you are looking for in getting a loan in the shortest amount of time, then Cashwagon should be on top of your list.

Still looking for alternatives? You can check out the following options below and compare which provider is best suited for your requirement:

Citi Personal Loan

Rest assured that with Citi, you’re in good hands with one of the largest global banks in the country. If you have a monthly income of at least ₱21,000, you can borrow as much as ₱2M with a long loan tenure of up to 5 years. Aside from the salary requirement, you must be 23 to 54 years old and should also have an existing non-Citi credit card for 3 months, or a Citi credit card for at least 6 months. Expect fast processing lead time between 24 to 48 hours. The interest rate is 15.16% per year.

EastWest Bank Personal Loan

Whatever the purpose, EastWest Bank gives you the opportunity to borrow additional funds for any urgent or emergency need. Having a local bank backing you up, you can expect quick and easy processing within 5 to 7 banking days. You can loan from as low as ₱25,000 up to a max of ₱2,000,000, payable from 1 up to 3 years. The charge will be 1.89% monthly add-on interest rate. To qualify for a loan, you have to be 21 to 65 years or age, and must have at least ₱15,000 gross monthly income.

HSBC Personal Loan

For additional funding, count on one of the biggest international banks to provide efficient and reliable service with HSBC. With an add-on monthly interest rate that starts from 1.21%, borrow up to ₱500,000, payable from 6 months to a maximum of 3 years. HSBC also offers a low income requirement of just ₱14,000 per month, with a total 2 years of employment. Borrowers must also be at least 21 to 60 years of age.

If these options still don’t fit your requirements, you can view our entire list of low interest online loans so you can compare details and choose the best provider based on your need.